01
How much do you earn in a year, before tax?
Add together everyone who will be on the mortgage.
02
How much cash have you saved for the down payment?
Count savings, an FHSA or RRSP, and any gift from family.
03
What is your credit score?
A number from 300 to 900 that shows how well you pay your bills. Your bank app can show it for free.
04
In the last 6 years, have you had a bankruptcy, a consumer proposal, or a bill sent to collections?
A consumer proposal is a legal deal to pay back only part of what you owe.
05
What kind of work do you do?
06
What price range are you shopping in?
We calculate from the top of the band you pick.
07
Where do you want to buy?
Pick up to 3 Ontario cities
08
When are you buying?
09
Where do we send your number?
Still needed: How much do you earn in a year, before tax · How much cash have you saved for the down payment · What is your credit score · In the last 6 years, have you had a bankruptcy, a consumer proposal, or a bill sent to collections · What kind of work do you do · What price range are you shopping in · Where do you want to buy · When are you buying
The figure shown is an estimate based on your answers and HOMEH's published Cashback Rebate program (1.5% of the purchase price shared from our commission), not a guarantee. Final rebate depends on the purchase price and the co-operating commission offered on the property you buy, and is confirmed in writing in your Buyer Representation Agreement before any offer. HOMEH is a registered Ontario real estate brokerage; all trading services are provided in compliance with TRESA and RECO requirements. Not intended to solicit buyers or sellers currently under contract with a brokerage.
HOMEH Inc., Brokerage