Front of 1052 Rat Bay Rd 109-1

1052 Rat Bay Rd 109-1

Lake of Bays (Franklin)
For Sale
1/20
Ontario Real Estate › Lake of Bays › Franklin
Front of 1052 Rat Bay Rd 109-1

1052 Rat Bay Rd 109-1

Lake of Bays (Franklin)
For Sale
See all 20 photos
OtherMLS X12092857
Listed for:Listed 18 months ago
$40,000
2 Bedrooms
2 Bathrooms
5 Parking
900~999 Sq.Ft.
$5,127 Fee/mo
South Exposure
Down Payment AssistanceGet Best Mortgage Rates
Buy with HOMEH and get back1.5%Cashback Rebate, paid after closing
Claim my rebate

Contact agent

Leave your name and number. A HOMEH agent calls you back.

Book a viewing

Fri30
Sat31
Sun1
Mon2
Tue3
Wed4
Thu5
Pick a time

Ask HOMEH

Ask about this home

About this home

1052 Rat Bay Rd 109-1, Lake of Bays

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NOT a timeshare but some think it is similar. You would own a 1/10thshare of the cottage that you buy and that gives you 5 weeks of use/year. Algonquin cottage 109 has enough parking for up to 5 cars. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. 109 Algonquin is a 2 bedroom, 2 bathroom cottage. The Muskoka Room is fully insulated for year-round comfort. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL 2026 maintenance fee for 109 Algonquin cottage PER OWNER is $5127 + HST. Core week 1 for this cottage in 2026 starts on Friday, June 26 and the other 4 weeks for 2026 start on March 6, June 12, June 26 (core), October 30 and Decemer 25, 2026. Ask for the schedule for the coming years, the floating weeks change each year. There is a main floor laundry in the Algonquin cottage. There is NO HST on resales. All cottages are PET-FREE and Smoke-free. Ask Listing Agent for details about fractional ownerships and what the annual maintenance fee covers. Interior photos are of a similar unit but not the exact unit. All furnishings are identical.

Water Heater OwnedOtherLakeTrees/WoodsBeachLake/Pond

Facts & features

TypeOther
StyleBungalow
Built16-30
Size900~999 Sq.Ft.
HeatingBaseboard, electric
Parking2 drive
FireplaceYes, propane

Book a viewing

Fri30Oct
Sat31Oct
Sun1Nov
Mon2Nov
Tue3Nov
Wed4Nov
Thu5Nov
Pick a time

Rooms

7 rooms · 2 bathrooms
Main floor7 rooms
  • Living room13′9″ × 10′138 sq.ft.
  • Dining room11′ × 10′7″116 sq.ft.
  • Kitchen8′1″ × 10′7″86 sq.ft.
  • Primary bedroom13′5″ × 10′11″147 sq.ft.
  • Bedroom 210′3″ × 10′11″112 sq.ft.
  • Bathroom6′10″ × 6′6″44 sq.ft.
  • Bathroom9′11″ × 6′59 sq.ft.
Bathrooms2
4-pcMain3-pcMain

Around this home

South Portage Rd and Rat Bay Rd

Listing details

MLS® numberX12092857
Listed onApr 20, 2025
Days on market558
UpdatedJan 14, 2026
Listing brokerageChestnut Park Real Estate
Possession2025-05-15 / Flexible

Helpful tools

Mortgage calculator
Closing costs
Land transfer tax
Buyer guide

Your HOMEH agent

NimaHOMEH agent · Lake of Bays

"I would see it this week."

Ask Nima

Ask HOMEH about this home

Price, neighbourhood, monthly cost. Ask anything.

HOMEH Intelligent Agent is an AI, not a licensed representative. Check anything important with your agent.

© 2026 HOMEH Inc., Brokerage · RECO Registration #6000380 · 505 Highway 7 East, Units 308 & 309, Thornhill, ON L3T 7T1 · Listing data courtesy of the MLS® System of the listing brokerage, deemed reliable but not guaranteed.

Disclaimers and terms

HOMEH is operated by HOMEH Inc., a licensed Ontario real estate brokerage regulated by the Real Estate Council of Ontario (RECO) under the Trust in Real Estate Services Act, 2002 (TRESA). Under TRESA, consumers are entitled to the RECO Information Guide before entering into a representation agreement. Broker of Record Licence #5034208. Toronto Regional Real Estate Board Member #20004000.

Cashback Rebate. Paid by HOMEH Inc., Brokerage from the commission it receives, on closing, to eligible buyers who came to HOMEH as HOMEH leads. Subject to the buyer representation agreement, lender approval and legal limits; amounts vary with price, commission received and transaction type. Not a government incentive, tax credit or refund. Full terms and conditions apply.

Mortgage. Payment figures are estimates for illustration only, not an offer to lend; all financing is on approved credit (OAC). HOMEH Inc., Brokerage is not a mortgage broker, agent or lender; mortgage products and advice come from independent professionals licensed by the Financial Services Regulatory Authority of Ontario (FSRA).

HOMEH Estimate. Worked out with automated tools from recent nearby sales of similar homes. For information only, not an appraisal.

Accuracy. Listings, market data, photos, school, transit and neighbourhood information come from sources believed reliable, including the MLS® System and the Toronto Regional Real Estate Board (TRREB), but are not warranted accurate, current or complete. MLS® listing data is copyright TRREB. It must only be used by consumers with a bona fide interest in the purchase, sale or lease of real estate, and not for any commercial purpose.

Programs. Programs, incentives and benefits on this website are privately administered, may change or end without notice, and imply no government authority, endorsement or affiliation.

Not intended to solicit clients currently under contract with another brokerage.

The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under licence.