Listed for:Listed Jul 21, 2026
$499,000

Unit 3200, 38 Elm Street

Toronto (Bay Street Corridor), ON M5G 2K5

Condo Apartment For Sale
Minto Plaza exteriorMinto Plaza33 storeys, 433 suites, built 1990
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for Unit 3200, 38 Elm Street, Toronto, Bay Street Corridor

No listing history available

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About Unit 3200, 38 Elm Street, Toronto, Bay Street Corridor

Summarized Description

  • One-bedroom luxury condo in Downtown Toronto.
  • Bright unit with ample sunlight and stunning views.
  • Large bedroom features a walk-in closet.
  • Separate kitchen equipped with stainless-steel appliances.
  • Prime location near subway, universities, and restaurants.
  • Building amenities include concierge and gym.
  • Utilities included; only internet and cable extra.
  • No pets allowed as per building rules.

One-Bedroom Luxury Condo at Bay and Elm in Downtown Toronto. Bright Unit with Ample Sunlight and Breathtaking NW Views, Separate Kitchen with Stainless-Steel Appliances and Oven. Featuring Large Bedroom with Walk-In Closet, Large Bathroom with both Bathtub and Shower. One Locker Included, No Parking. Prime Location Within Walking Distance to Subway, Universities, Hospitals, Restaurants and Eaton Centre. Building Amenities Include a 24-hour Concierge, Gym, Party Room, Indoor Pool with Sauna, Kids Room and More. All Utilities are Included; Only Internet and Cable TV are extra. Strictly No Pets Allowed as Per Condo Building Rules.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,986
Land Transfer Tax Fee
$12,910

Condo/Maintenance Fee

Maintenance Fee
$910 /month

Included In Maintenance Fee

  • Heat Included
  • Hydro Included
  • Water Included
  • CAC Included
  • Common Elements Included
  • Building Insurance Included

Basement Type
None

Interior Features

Pets Permitted
No
Laundry Features
Ensuite
Laundry Level
Main Level
Interior Extras
Carpet Free
View
City, Downtown
Security Features
Alarm System, Concierge/Security
Fireplace/Stove
No
Elevator
Yes

Exterior Features

Balcony
None

Building Amenities

  • Concierge
  • Elevator
  • Exercise Room
  • Guest Suites
  • Gym
  • Indoor Pool

Building

Building Type
Condo Apartment
Building Style
Apartment
Building Name
MINTO PLAZA
Approx Age
31-50
Condo Corp Number
933

Construction

Exposure
North West
Exterior Finish
Concrete
Special Designation
Unknown

Inclusions

Inclusions
Stainless-Steel Appliances: Fridge, Range-Hood Microwave, Dishwasher. Stove, White Stacked Washer And Dryer. All Existing Window Coverings, All Existing Light Fixtures.

Parking & Garages

Garage Type
Underground
Garage Spaces
0
Parking Type
None
Parking Spaces
0
Total Garage And Parking Spaces
0

Lockers

Locker Type
Owned
Locker Unit
#199
Locker Number
#199
Locker Level
Level 3

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Central Air

Bedrooms
1
Washrooms
1
Kitchens
1

Room sizes

  • Kitchen—
    Flat level, Stainless Steel Appl, Separate Room, Tile Floor
  • Primary Bedroom—
    Flat level, Walk-In Closet(s), NW View, Large Window
  • Dining Room—
    Flat level, Combined w/Living, Open Concept, Laminate
  • Laundry—
    Flat level, Separate Room
  • Foyer—
    Flat level, Mirrored Closet
  • Living Room—
    Flat level, Combined w/Dining, Open Concept, Laminate

Washrooms

  • 4-piece, Flat

Municipality
Toronto
Neighbourhood
Bay Street Corridor
Main cross streets
Bay St and Elm St
Directions
Bay St and Elm St
Waterfront
None

MLS® number
C13591362
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-21
Updated on
2026-10-14
Days on market
88 days
Possession date
2026-09-01
Possession type
30-59 days
Co-op commission
2.5 % + HST
Seller
Listed by
URBANOMA INC.

Home Market Value

Current home valuation for Unit 3200, 38 Elm Street, Toronto, Bay Street Corridor, Toronto, ON. Listed for $499,000

HOMEH Estimate

?

$422,756

Estimated Sales Range

?

$333,977 - $511,535

HOMEH Estimate for Unit 3200, 38 Elm Street, Toronto, Bay Street Corridor

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$422,756Medium confidence
Based on 5 comparable properties
+ $76,244 (18%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Toronto, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,950

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,962$13,922$11,876$0
=Total mortgage
$493,012$463,022$436,026$399,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,407monthly$2,261monthly$2,129monthly$1,949monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,455

Municipal (Toronto)

$6,455

Total Land Transfer Tax

$12,910

Around this home

10/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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