Listed for:Listed Aug 14, 2026
$299,000

118 Bay Lake Road

Bancroft (Dungannon Ward), ON K0L 1C0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 118 Bay Lake Road, Bancroft, Dungannon Ward

No listing history available

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 118 Bay Lake Road, Bancroft, Dungannon Ward

Summarized Description

  • Charming three-season cottage near Stimears Lake
  • 12 ft easement access to the lake
  • Two cozy bedrooms and a functional kitchen
  • Bright sunroom for relaxation and enjoyment
  • Exceptional privacy with a firepit area
  • Includes private well and septic system
  • Affordable option for family retreats
  • Located on a year-round paved road

Affordable Three- season Cottage with a 12 ft access to Stimears Lake! Looking for a cozy getaway without the waterfront price tag? Welcome to 118 Bay Lake Rd! This charming three-season cottage is situated on a year-round paved municipal rd and includes a 12 foot easement access to beautiful Stimears Lake, located just across the road. The cottage offers a warm and inviting layout featuring two bedrooms, a 3-piece bathroom, a functional kitchen with dining area, a comfortable living/sitting room, and a bright sunroom perfect for relaxing with your morning coffee or unwinding after a day on the lake. Outside, you'll enjoy exceptional privacy, a firepit area for evenings under the stars, two storage buildings for all your cottage toys and tools, plus the convenience of a private well and septic system. Whether you're looking for a family retreat, a peaceful escape from the city, or an affordable way to enjoy cottage life, this property offers excellent value and endless opportunities to create lasting memories.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,900
Land Transfer Tax Fee
$2,960

Basement Type
None

Interior Features

Interior Extras
Water Heater Owned
View
Trees/Woods
Fireplace/Stove
Yes
Fireplace Features
Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Privacy, Recreational Area
Pool
None
Property Features
Golf, Hospital, Wooded/Treed
Other Structures
Out Buildings, Shed

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Wood
Roof
Metal
Foundation Details
Piers
Special Designation
Unknown

Lot

Lot Front
150.00 ft
Lot Depth
249.00 ft
Lot Size
0.93
Lot Shape
Rectangular

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
6
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Window Unit(s)
Water
Well
Sewers
Septic
Hydro
Yes

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Bedroom—
    Main level
  • Primary Bedroom—
    Main level
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Dining Room—
    Main level

Washrooms

  • 3-piece, Main

Municipality
Bancroft
Neighbourhood
Dungannon Ward
Main cross streets
BAY LAKE RD & HWY 62 S.
Zoning
RES
Directions
Hwy 62 S. to Bay Lake Rd, to #118
Waterfront
Indirect

MLS® number
X13686184
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-14
Updated on
2026-09-11
Days on market
63 days
Possession type
Immediate
Co-op commission
2%
Seller
Listed by
CENTURY 21 GRANITE REALTY GROUP INC.

Home Market Value

Current home valuation for 118 Bay Lake Road, Bancroft, Dungannon Ward, Bancroft, ON. Listed for $299,000

HOMEH Estimate

?

$311,200

Estimated Sales Range

?

$239,883 - $358,436

HOMEH Estimate for 118 Bay Lake Road, Bancroft, Dungannon Ward

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$311,200Low confidence
Based on 13 comparable properties
− $12,200 (4%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

For the owner

Is this your home? Track its value.

Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Bancroft, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$14,950

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$11,362$8,342$7,116$0
=Total mortgage
$295,412$277,442$261,266$239,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,442monthly$1,355monthly$1,276monthly$1,168monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$2,960

Total Land Transfer Tax

$2,960

Around this home

0/100Loading...
0/100Loading...
0/100Loading...
Map unavailable

No schools found nearby

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.