Was listed for:Expired Jul 1, 2026
$720,000

18 Kay Street

Cambridge, ON N1S 2T6

Detached House ExpiredNot available

Property not available for sale or for rent.

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Sale & Price History for 18 Kay Street, Cambridge

2026-04-02
2026-07-01
Expired
Price
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MLS#
x12954924

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 18 Kay Street, Cambridge

Summarized Description

  • Classic Victorian home with modern upgrades.
  • Newly installed 18ft pool and detached garage.
  • Potential for duplex conversion with separate entrance.
  • Upper level laundry and high efficiency furnace.
  • Filled with natural light and large windows.
  • Massive walk-in closet in primary bedroom.
  • Close to top-rated schools, parks, and shopping.
  • Move-in ready with endless potential for customization.

This classic expansive Victorian home has been modernized with quality upgrades, and has 5 large bedrooms & 2 Full baths in this thriving community. The 18ft pool was newly installed including the pump, liner, etc. The large detached garage can fit 2 vehicles (with storage above), or use as a workshop. This cozy carpet free home is meticulously upgraded for modern living with traditional style featuring new flooring on the main level. Unique to this home is its' previous duplex designation with separate entrance that can be reasonably converted. Upgrades include NEW upper level laundry(2022), high efficiency furnace(2023), fresh paint(2025), gas fireplace(2025), OWNED water heater(2024), owned water softener, and NEW WATER LINE from the city to the house. Close to top-rated schools, great parks, trails, and steps to all kinds of restaurants and shopping. Additional upgrades include, concrete walkway, Fridge with waterline(2022), stove(2022), microwave(2021), and upgraded insulation in the attic. The home is filled with natural light where all the windows in the home have been replaced to newer vinyl large windows except the side sunroom. Tall ceilings along with the Victorian charm creates a true feeling of character and quality. The functional layout on the main floor includes a cozy living room, 2 bedrooms/offices/dining room and still has space for a full bathroom and large kitchen with dining area. The upper level has 3-4 bedrooms, laundry, full bathroom with shower and tub, as well as a separate entrance. The large primary bedroom has a MASSIVE walk-in closet with large window. Upgraded electrical and plumbing through out the home. The lower level is DRY for ample storage. This home is perfect for first-time buyers, growing families, investors looking for a large duplex conversion on a massive lot, or anyone looking for a move-in ready home close to everything. Enjoy as-is, or the potential is endless for the handy person with a vision. This is a must see home!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,805
Land Transfer Tax Fee
$10,875

Rental Items

Rental Equipment
NONE
Under Contract
None

Basement Type
Full, Partial Basement

Interior Features

Laundry Level
Upper Level
Interior Extras
Accessory Apartment, Auto Garage Door Remote, Carpet Free, In-Law Capability, Storage, Upgraded Insulation, Water Heater Owned, Water Softener
View
City, Downtown, Hills, Panoramic, River, Skyline, Water
Security Features
Smoke Detector, Carbon Monoxide Detectors
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Awnings, Deck, Landscape Lighting, Patio, Porch, Private Pond, Hot Tub, Year Round Living
Pool
Above Ground
Property Features
Arts Centre, Library, Park, Place Of Worship, River/Stream, School
Accessibility Features
Accessible Public Transit Nearby, Fire Escape, Low Counters, Multiple Entrances, Stair Lift
Other Structures
Fence - Full, Shed, Workshop, Storage

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Brick
Roof
Shingles
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
72.64 ft
Lot Depth
121.87 ft
Lot Size
0.203
Lot Shape
Rectangular

Inclusions

Inclusions
Dishwasher, Dryer, Garage Door Opener, Hot Tub (as-is), Hot Tub Equipment (as-is), Pool Equipment, Refrigerator, Stove, Washer, Window Coverings

Exclusions

Exclusions
NONE

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
6
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
5
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Bathroom—
    Main level
  • Sunroom—
    Main level
  • Primary Bedroom—
    Second level
  • Bathroom—
    Second level
  • Bedroom 4—
    Second level
  • Bedroom 5—
    Second level
  • Laundry—
    Second level

Washrooms

  • 4-piece, Main
  • 4-piece, Second

Municipality
Cambridge
Main cross streets
Cedar St.
Zoning
R4
Directions
GRAND AVE S-->CEDAR ST-->KAY ST

MLS® number
X12954924
Data source
Toronto Regional Real Estate Board
Status change
2026-07-01
Listed on
2026-04-02
Days on market
90 days
Possession date
2026-05-21
Possession type
Flexible
Co-op commission
2.0%+HST
Seller
Listed by
Red And White Realty Inc

Home Market Value

Current home valuation for 18 Kay Street, Cambridge, , . Listed for $720,000

HOMEH Estimate

?

$756,000

Estimated Sales Range

?

$597,240 - $914,760

HOMEH Estimate for 18 Kay Street, Cambridge

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$756,000Medium confidence
Based on 10 comparable properties
− $36,000 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

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$47,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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%
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%
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$26,899$20,088$17,136$0
=Total mortgage
$699,379$668,088$629,136$576,000
Amortization
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%
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Payment frequency
=Mortgage payment
$3,415monthly$3,262monthly$3,072monthly$2,812monthly
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Land Transfer Tax

Provincial

$10,875

Total Land Transfer Tax

$10,875

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