
18 Kay Street
Cambridge, ON N1S 2T6
- 5Bedrooms
- 2Bathrooms
- 2Garage
- 2000–2500Sq Ft
- $4,805Tax
- 73×122 ftLot Size
- Estimated Value:$756,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 18 Kay Street, Cambridge
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-04-02 | 2026-07-01 | Login to See Prices | Expired | x12954924 |
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About 18 Kay Street, Cambridge
Summarized Description
- Classic Victorian home with modern upgrades.
- Newly installed 18ft pool and detached garage.
- Potential for duplex conversion with separate entrance.
- Upper level laundry and high efficiency furnace.
- Filled with natural light and large windows.
- Massive walk-in closet in primary bedroom.
- Close to top-rated schools, parks, and shopping.
- Move-in ready with endless potential for customization.
This classic expansive Victorian home has been modernized with quality upgrades, and has 5 large bedrooms & 2 Full baths in this thriving community. The 18ft pool was newly installed including the pump, liner, etc. The large detached garage can fit 2 vehicles (with storage above), or use as a workshop. This cozy carpet free home is meticulously upgraded for modern living with traditional style featuring new flooring on the main level. Unique to this home is its' previous duplex designation with separate entrance that can be reasonably converted. Upgrades include NEW upper level laundry(2022), high efficiency furnace(2023), fresh paint(2025), gas fireplace(2025), OWNED water heater(2024), owned water softener, and NEW WATER LINE from the city to the house. Close to top-rated schools, great parks, trails, and steps to all kinds of restaurants and shopping. Additional upgrades include, concrete walkway, Fridge with waterline(2022), stove(2022), microwave(2021), and upgraded insulation in the attic. The home is filled with natural light where all the windows in the home have been replaced to newer vinyl large windows except the side sunroom. Tall ceilings along with the Victorian charm creates a true feeling of character and quality. The functional layout on the main floor includes a cozy living room, 2 bedrooms/offices/dining room and still has space for a full bathroom and large kitchen with dining area. The upper level has 3-4 bedrooms, laundry, full bathroom with shower and tub, as well as a separate entrance. The large primary bedroom has a MASSIVE walk-in closet with large window. Upgraded electrical and plumbing through out the home. The lower level is DRY for ample storage. This home is perfect for first-time buyers, growing families, investors looking for a large duplex conversion on a massive lot, or anyone looking for a move-in ready home close to everything. Enjoy as-is, or the potential is endless for the handy person with a vision. This is a must see home!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,805
- Land Transfer Tax Fee
- $10,875
Rental Items
- Rental Equipment
- NONE
- Under Contract
- None
- Basement Type
- Full, Partial Basement
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Accessory Apartment, Auto Garage Door Remote, Carpet Free, In-Law Capability, Storage, Upgraded Insulation, Water Heater Owned, Water Softener
- View
- City, Downtown, Hills, Panoramic, River, Skyline, Water
- Security Features
- Smoke Detector, Carbon Monoxide Detectors
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Exterior Extras
- Awnings, Deck, Landscape Lighting, Patio, Porch, Private Pond, Hot Tub, Year Round Living
- Pool
- Above Ground
- Property Features
- Arts Centre, Library, Park, Place Of Worship, River/Stream, School
- Accessibility Features
- Accessible Public Transit Nearby, Fire Escape, Low Counters, Multiple Entrances, Stair Lift
- Other Structures
- Fence - Full, Shed, Workshop, Storage
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Shingles
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 72.64 ft
- Lot Depth
- 121.87 ft
- Lot Size
- 0.203
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Dishwasher, Dryer, Garage Door Opener, Hot Tub (as-is), Hot Tub Equipment (as-is), Pool Equipment, Refrigerator, Stove, Washer, Window Coverings
Exclusions
- Exclusions
- NONE
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 5
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level
- Living Room—Main level
- Dining Room—Main level
- Bedroom—Main level
- Bedroom 2—Main level
- Bathroom—Main level
- Sunroom—Main level
- Primary Bedroom—Second level
- Bathroom—Second level
- Bedroom 4—Second level
- Bedroom 5—Second level
- Laundry—Second level
Washrooms
- 4-piece, Main
- 4-piece, Second
- Municipality
- Cambridge
- Main cross streets
- Cedar St.
- Zoning
- R4
- Directions
- GRAND AVE S-->CEDAR ST-->KAY ST
- MLS® number
- X12954924
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-01
- Listed on
- 2026-04-02
- Days on market
- 90 days
- Possession date
- 2026-05-21
- Possession type
- Flexible
- Co-op commission
- 2.0%+HST
- Seller
- Listed by
- Red And White Realty Inc
Home Market Value
Current home valuation for 18 Kay Street, Cambridge, , . Listed for $720,000
HOMEH Estimate
$756,000
Estimated Sales Range
$597,240 - $914,760
HOMEH Estimate for 18 Kay Street, Cambridge
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $220,000 over $500K
$47,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $26,899 | $20,088 | $17,136 | $0 |
=Total mortgage | $699,379 | $668,088 | $629,136 | $576,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,415monthly | $3,262monthly | $3,072monthly | $2,812monthly |
Land Transfer Tax
$10,875
$10,875
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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