
45 Middleton Street
Cambridge (St. Andrews Estates), ON N1S 2R2
- 2Bedrooms
- 2Bathrooms
- 2Garage
- 1100–1500Sq Ft
- $3,899Tax
- 50×135 ftLot Size
- Estimated Value:$573,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 45 Middleton Street, Cambridge, St. Andrews Estates
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-22 | 2026-06-15 | Login to See Prices | Sold | x13161684 |
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About 45 Middleton Street, Cambridge, St. Andrews Estates
Summarized Description
- Charming 2 bedroom home ideal for first-time buyers.
- Modern kitchen with large center island and quartz countertops.
- Gleaming hardwood floors and gas fireplace in living room.
- Renovated powder room adds charm and convenience.
- Spacious bedrooms with ample storage options.
- Fully fenced backyard with a 2 tier deck.
- Large detached garage suitable for workshop or studio.
- Close to Waterworks park and biking trails.
Welcome to 45 Middleton Street, just the sweetest, cutest house on the block! This charming 2 bedroom home is perfect for first-time buyers or those downsizing. The arched front doorway leads you into the foyer and into a bright modern kitchen. Dreaming of a "coffee house" kitchen with a large center island, quartz countertops and a coffee bar station with built-in seating to host friends and family? This kitchen, is the kitchen of your dreams! The living room has gleaming hardwood floors and a gas fireplace, and it is large enough for everyone to gather in for movie night. The main floor powder room is renovated and cute as a button! Upstairs, you will find a main 4 piece bathroom and 2 very spacious bedrooms with 2 banks of built-in drawers in each room. Storage is not an issue as the the master bedroom has a walk-in closet and the 2nd bedroom has a second closet! The basement is unfinished and ready for you to make it your own with a home office, home gym or extra bedroom space. Outside is a fully fenced backyard with a 2 tier deck and covered porch. Looking for a home workshop or art studio? The large detached garage in the backyard would be perfect! Like walking or biking? Wander over to Waterworks park and jump on the trails that lead all the way down the Grand River!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,899
- Land Transfer Tax Fee
- $10,475
Rental Items
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Unfinished
Interior Features
- Interior Extras
- Auto Garage Door Remote, Sump Pump, Water Softener
- Fireplace/Stove
- Yes
- Fireplace Features
- Living Room, Natural Gas
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Park, Place Of Worship, Public Transit, School
- Other Structures
- Fence - Full, Shed, Workshop
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 49.70 ft
- Lot Depth
- 135.00 ft
- Lot Size
- 0.156
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Dishwasher, Dryer, Garage Door Opener, Range Hood, Refrigerator, Stove, Washer, 2 wood shelves in primary bedroom, closet organizers, water softener, all window blinds
Exclusions
- Exclusions
- Microwave, 2 kitchen bar stools, LR TV & mount, 2 metal picture shelves in LR, 12 wall shelves in basement, Blink alarm system
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Kitchen—Main level
- Dining Room—Main level
- Living Room—Main level
- Bathroom—Main level
- Bedroom—Upper level, Walk-In Closet(s)
- Primary Bedroom—Upper level, Walk-In Closet(s)
- Bathroom—Upper level
Washrooms
- 2-piece, Main
- 4-piece, Upper
- Municipality
- Cambridge
- Neighbourhood
- St. Andrews Estates
- Main cross streets
- Francis St/1st Ave
- Zoning
- (F)R4
- Directions
- Glenmorris St to Francis St
- MLS® number
- X13161684
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-15
- Listed on
- 2026-05-22
- Days on market
- 24 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- Keller Williams Innovation Realty
Home Market Value
Current home valuation for 45 Middleton Street, Cambridge, St. Andrews Estates, Cambridge, ON. Listed for $700,000
HOMEH Estimate
$573,500
Estimated Sales Range
$537,391 - $609,609
HOMEH Estimate for 45 Middleton Street, Cambridge, St. Andrews Estates
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $200,000 over $500K
$45,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $26,180 | $19,530 | $16,660 | $0 |
=Total mortgage | $680,680 | $649,530 | $611,660 | $560,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,323monthly | $3,171monthly | $2,986monthly | $2,734monthly |
Land Transfer Tax
$10,475
$10,475
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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