Sold for:Sold 29 days ago
$554,900

45 Second Avenue

Cambridge, ON N1S 2C2

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 45 Second Avenue, Cambridge

2026-09-07
2026-09-16
Sold
Price
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MLS#
x13750448

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 45 Second Avenue, Cambridge

Summarized Description

  • Charming 3-bedroom, 2-bathroom bungalow.
  • Updated kitchen and move-in ready condition.
  • Finished basement with additional living space.
  • Private backyard and newer decks.
  • Significant recent upgrades and improvements.
  • Located in a desirable West Galt neighborhood.
  • Original hardwood flooring adds character.

Welcome to this charming 3-bedroom, 2-bathroom West Galt bungalow, offering great curb appeal, thoughtful updates and a versatile layout. The bright main floor features 2 bedrooms, a 4-piece bathroom and an updated kitchen, creating a comfortable, move-in-ready living space. The finished basement adds valuable additional living space and features the third bedroom, second bathroom and convenient stacked laundry, ideal for guests, extended family or simply providing extra room to spread out. Pride of ownership is evident inside and out, with newer decks at both the front and rear entrances, a private backyard and a handy storage shed. With its combination of character, updates, flexible living space and significant improvements, this lovingly cared-for home is a wonderful opportunity in a desirable, established West Galt neighbourhood. New back deck New attic insulation - installed within the last 3 months Furnace & air conditioner - replaced approximately 7 years ago Tankless water heater - installed within the last 2 months (rental) Front & side exterior doors - replaced approximately 5-6 years ago Original hardwood flooring in the living room and two bedrooms 8 of 12 windows have been replaced New kitchen island range hood and oven Approximately $15,000 invested in basement waterproofing and French drain system

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,343
Land Transfer Tax Fee
$7,573

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Heater

Basement Type
Finished, Full

Interior Features

Interior Extras
In-Law Capability
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
40.00 ft
Lot Depth
115.00 ft

Inclusions

Inclusions
Dryer, Range Hood, Refrigerator, Stove, Washer

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 1
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 4-piece, Main
  • 3-piece, Basement

Municipality
Cambridge
Main cross streets
Tait St
Directions
Tait St to Second Ave

MLS® number
X13750448
Data source
Toronto Regional Real Estate Board
Status change
2026-09-16
Listed on
2026-09-07
Days on market
9 days
Possession date
2026-10-31
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
RE/MAX REAL ESTATE CENTRE INC.

Home Market Value

Current home valuation for 45 Second Avenue, Cambridge, , . Listed for $554,900

HOMEH Estimate

?

$498,500

Estimated Sales Range

?

$393,815 - $603,185

HOMEH Estimate for 45 Second Avenue, Cambridge

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$498,500Medium confidence
Based on 14 comparable properties
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $54,900 over $500K

Minimum down payment

$30,490

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,975$15,482$13,207$0
=Total mortgage
$545,355$514,892$484,872$443,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,663monthly$2,514monthly$2,367monthly$2,167monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,573

Total Land Transfer Tax

$7,573

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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