Sold for:Sold May 29, 2026
$869,000

40 Buck Street

Cobourg, ON K9A 2K9

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 40 Buck Street, Cobourg

2026-02-26
2026-05-29
Sold
Price
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MLS#
x12828084

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 40 Buck Street, Cobourg

Summarized Description

  • Beautifully finished century home on 1/4 acre lot.
  • Move-in ready with many recent updates.
  • Three spacious bedrooms, including primary with ensuite.
  • Finished loft space for family room and sleeping area.
  • Fenced backyard with landscaped deck and patio.
  • Two private driveways for ample parking.
  • Close to downtown and Lake Ontario waterfront.
  • Ideal for living and entertaining in comfort.

Located in downtown Cobourg on a generous 1/4 acre lot with two private driveways, this 2 1/2storey century home is beautifully finished and lovingly cared for creating a truly move-in ready home. Many updates including kitchen, bathrooms, laundry room, loft space, heating and much more. Traditional main floor with formal living and dining rooms, three bedrooms, primary with ensuite (with heated floor) and walk in closet, a cozy office and third floor finished loft with family room and semi-private sleeping area. The basement offers a bright and cheerful laundry room (there is also an optional connection for laundry on the main floor), workshop space and lots of storage areas. The fenced backyard is beautifully landscaped with deck and patio area offering spacious room to entertain in privacy and the detached garage with separate garden shed will keep your car out of the weather. The second driveway gives extra parking spaces when guests arrive. This home offers an ideal living experience within easy walking distance of downtown Cobourg, Lake Ontario waterfront walk and lovely Victoria Beach and will be your perfect refuge for living and entertaining in comfort and style.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,434
Land Transfer Tax Fee
$13,855

Rental Items

Rental Equipment
none
Under Contract
None

Basement Type
Full, Partially Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Heater Owned, Workbench, On Demand Water Heater, Auto Garage Door Remote
Fireplace/Stove
Yes
Fireplace Features
Electric, Wood
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Patio, Porch
Pool
None
Property Features
Beach, Fenced Yard, Hospital, Library, Level, Marina

Building

Building Type
Detached
Building Style
2 1/2 Storey

Construction

Exterior Finish
Brick
Roof
Shingles
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
83.37 ft
Lot Depth
136.12 ft
Lot Shape
Irregular

Inclusions

Inclusions
fridge; stove; dishwasher; b/i microwave; Miele washer & dryer; electric fireplace, bookshelves & wooden chest on third floor; wooden shelving, workbench, upright fridge and chest freezer in basement; cabinet & 2 shoe storage cabinets in mud room; gas bbq

Exclusions

Exclusions
black shelving & upright freezer in basement; office shelving on 2nd floor

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
5
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Foyer—
    Main level
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Mud Room—
    Main level
  • Primary Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Family Room—
    Third level
  • Bedroom—
    Third level
  • Office—
    Third level
  • Office—
    Second level
  • Laundry—
    Lower level
  • Workshop—
    Lower level
  • Room—

Washrooms

  • 2-piece, Main
  • 3-piece, Second
  • 4-piece, Second

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
George St & Buck St
Directions
George St to Buck St

MLS® number
X12828084
Data source
Toronto Regional Real Estate Board
Status change
2026-05-29
Listed on
2026-02-26
Days on market
92 days
Possession type
Flexible
Co-op commission
2.0
Seller
Listed by
RE/MAX ROUGE RIVER REALTY LTD.

Home Market Value

Current home valuation for 40 Buck Street, Cobourg, Cobourg, ON. Listed for $869,000

HOMEH Estimate

?

$806,500

Estimated Sales Range

?

$637,135 - $975,865

HOMEH Estimate for 40 Buck Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$806,500Medium confidence
Based on 13 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:7.1%

5% on first $500K + 10% on $369,000 over $500K

Minimum down payment

$61,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$32,257$24,245$20,682$0
=Total mortgage
$838,689$806,345$759,332$695,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,095monthly$3,937monthly$3,707monthly$3,394monthly
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Land Transfer Tax

Provincial

$13,855

Total Land Transfer Tax

$13,855

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
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