Listed for:Listed Aug 26, 2026
$544,000

478 Monk Street

Cobourg, ON K9A 2T1

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 478 Monk Street, Cobourg

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 478 Monk Street, Cobourg

Summarized Description

  • Rare corner lot with lake views.
  • 3-bedroom bungalow ideal for renovation.
  • Opportunity for custom dream home.
  • Close to parks and community gardens.
  • Minutes from downtown and beach.
  • Great investment potential.
  • Listen to waves from your front yard.

Location, Location, Location! Great Lake Views in South-West Cobourg. Discovering a corner lot with an unobstructed view of Lake Ontario out your front window is a true rarity. This 3-bedroom, 1-bath bungalow with a carport is a fantastic opportunity for investors, renovators, or anyone looking to build a custom dream home in one of Cobourg's finest neighborhoods. Steps from Tut Gutteridge Park, Monk's Cove, and community gardens, the location is second to none. Best of all, you are just minutes away from the vibrant downtown core and the beach. Live in it, rent it out, or transform it-properties with this view and potential do not come along often. Listen to the waves from your front yard and say hello to a wonderful community. Opportunities like this are few and far between.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,856
Land Transfer Tax Fee
$7,355

Rental Items

Rental Equipment
Hot Water Tank
Under Contract
Hot Water Tank-Gas

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Carpet Free, Primary Bedroom - Main Floor
View
Lake
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Clear View, Lake/Pond, Level, Marina, Park
Other Structures
None

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
51.00 ft
Lot Depth
100.00 ft

Inclusions

Inclusions
Fridge, stove, microwave, dishwasher, all ELF's, window coverings

Exclusions

Exclusions
All furniture & personal items, Bell satellite dish

Parking & Garages

Garage Type
Carport
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Bathroom—
    Ground level, Linoleum
  • Kitchen—
    Ground level, Linoleum
  • Bedroom 2—
    Ground level, Hardwood Floor, Closet
  • Living Room—
    Ground level, Hardwood Floor
  • Bedroom 3—
    Ground level, Hardwood Floor, Closet
  • Pantry—
    Ground level, Linoleum
  • Primary Bedroom—
    Ground level, Hardwood Floor, Closet

Washrooms

  • 4-piece, Ground

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Monk St. and Stuart St.
Directions
From Hwy 401, S.on Burnham/William St., W. on Heath St. S. On Burnham St., E. on Monk St.

MLS® number
X13713180
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-26
Updated on
2026-09-29
Days on market
52 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
ROYAL LEPAGE PROALLIANCE REALTY

Home Market Value

Current home valuation for 478 Monk Street, Cobourg, Cobourg, ON. Listed for $544,000

HOMEH Estimate

?

$497,032

Estimated Sales Range

?

$298,219 - $695,845

HOMEH Estimate for 478 Monk Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$497,032Low confidence
Based on 3 comparable properties
+ $46,968 (9%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:5.4%

5% on first $500K + 10% on $44,000 over $500K

Minimum down payment

$29,400

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,563$15,178$12,947$0
=Total mortgage
$534,643$504,778$475,347$435,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,610monthly$2,465monthly$2,321monthly$2,125monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,355

Total Land Transfer Tax

$7,355

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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6.0 /10

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Public·elementary·1.0km

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