107-109 Cumberland Street
Cornwall, ON K6J 4H4
- 6Bedrooms
- 4Bathrooms
- 5Parking
- 1500–2000Sq Ft
- $2,541Tax
- 70×71 ftLot Size
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Sale & Price History for 107-109 Cumberland Street, Cornwall, Cornwall
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 107-109 Cumberland Street, Cornwall, Cornwall
Summarized Description
- Fully rented side-by-side duplex investment
- Each unit has 3 bedrooms and 1.5 baths
- Private entrances and separate backyards
- Turnkey property with steady income
- Ample parking for tenants and guests
- Walking distance to waterfront and amenities
- New front deck scheduled for 2026
- Utilities paid separately by tenants
Great investment opportunity! Fully rented side-by-side duplex located in a desirable, family-friendly neighborhood. Each unit offers 3 bedrooms, 1 full bathroom, plus a convenient 2-piece on the main floor (4-piece and 2-piece in Unit 109; 3-piece and 2-piece in Unit 107). Tenants enjoy private entrances, separate backyards, and a large front balcony that spans the entire width of the building. Both units are equipped with forced air gas furnaces and central air (installed approx. 2022) for year-round comfort. Tenants pay their own utilities, with separate 100-amp electrical breaker panels and individual natural gas meters servicing each unit. Ample parking is available for tenants and guests. Ideally located within walking distance to the waterfront, bicycle paths, and a local convenience store, and just minutes from shopping and the international bridge. Turnkey property with steady income for investment. New front Deck (2026). Gross Annual Income and Expenses rounded to nearest dollar for 2025: $39000 Income, $2541 Property tax, $1746 water and Sewer tax, $1110 Rental Equipment, $1600 Owners Insurance. Seller instructions: 48 Hour Irrevocable required on all offers from time of submission.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,541
- Land Transfer Tax Fee
- $3,950
Rental Items
- Rental Equipment
- 2 x Gas Hot water tanks @ 138.82 every 3 months & 138.79 every 3 months (for 2026)
- Basement Type
- Full, Crawl Space
Interior Features
- Interior Extras
- Separate Hydro Meter, Separate Heating Controls
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Vinyl Siding, Aluminum Siding
- Roof
- Asphalt Shingle, Flat
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 70.00 ft
- Lot Depth
- 71.00 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- None
Exclusions
- Exclusions
- Tenants Belongings.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 5
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 6
- Washrooms
- 4
- Kitchens
- 2
Washrooms
- 4-piece, Second
- 2-piece, Main
- Municipality
- Cornwall
- Neighbourhood
- Cornwall
- Main cross streets
- Second Street West
- Zoning
- RES40
- Directions
- From Second St. West head South on Cumberland St to the property.
- MLS® number
- X13773438
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-11
- Updated on
- 2026-09-11
- Days on market
- 35 days
- Possession type
- Flexible
- Co-op commission
- 2
- Seller
- Listed by
- WHEELER SMART CHOICE REALTY BROKERAGE
Home Market Value
Current home valuation for 107-109 Cumberland Street, Cornwall, Cornwall, Cornwall, ON. Listed for $365,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 107-109 Cumberland Street, Cornwall, Cornwall
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$18,250
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $13,870 | $10,184 | $8,687 | $0 |
=Total mortgage | $360,620 | $338,684 | $318,937 | $292,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,761monthly | $1,654monthly | $1,557monthly | $1,426monthly |
Land Transfer Tax
$3,950
$3,950
Around this home
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