1520 Gerald Street
Cornwall, ON K6H 7G8
- 2+2Bedrooms
- 2Bathrooms
- 6Parking
- 1100–1500Sq Ft
- $3,859Tax
- 33×195 ftLot Size
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| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-04-28 | 2026-06-17 | Login to See Prices | Terminated | x13052622 |
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About 1520 Gerald Street, Cornwall
Summarized Description
- Semi-detached raised bungalow with two units.
- Fully legal basement apartment added in 2022.
- Both units feature in-unit laundry for convenience.
- Bright spaces with tall ceilings and large windows.
- Turnkey investment with reliable tenants in place.
- Upper unit generates $1,945/month rental income.
- Lower unit generates $1,800/month rental income.
- Well-maintained property with solid rental potential.
Well-maintained Semi-Detached raised bungalow offering two self-contained units. The upper unit features 2 bedrooms and 1 bathroom with tall ceilings, an oversized master bedroom, and a functional, comfortable layout. The lower unit offers 2 bedrooms and 1 bathroom, with tall ceilings and large windows bringing in plenty of natural light, creating a bright and inviting basement space.Both units include their own kitchen, living area, and in-unit laundry, providing convenience and privacy for occupants. The Fully legal basement apartment was added in 2022 with city permits obtained and closed. Built to code with compliant electrical, proper fire separation, and interconnected smoke detectors providing peace of mind.Currently tenanted with reliable occupants paying $1,945/month (upper) and $1,800/month (lower), on month-to-month leases. Tenants have been in place for several years, offering steady income from day 1 or flexibility for owner occupancy.A solid and turn key opportunity to generate rental income, or offset your mortgage in a well-maintained property.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,859
- Land Transfer Tax Fee
- $7,473
Rental Items
- Rental Equipment
- HWT Rental $533.96
- Basement Type
- Finished
Interior Features
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- Bungalow-Raised
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 33.22 ft
- Lot Depth
- 194.74 ft
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Available
- Bedrooms
- 2 + 2
- Washrooms
- 2
- Kitchens
- 2
Washrooms
- 4-piece, Main
- 3-piece, Lower
- Municipality
- Cornwall
- Neighbourhood
- Cornwall
- Main cross streets
- Marleau Avenue / Sydney Street
- Directions
- From centre town, head north on McConnell toward 401, once passed CN over pass, turn right on to Old McConnell Ave, left down St Antoine St and right onto Gerald St, house will be on the west side of the street.
- MLS® number
- X13052622
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-17
- Listed on
- 2026-04-28
- Days on market
- 50 days
- Possession type
- Other
- Co-op commission
- 2.5
- Seller
- Listed by
- CENTURY 21 SHIELD REALTY LTD.
Home Market Value
Current home valuation for 1520 Gerald Street, Cornwall, Cornwall, ON. Listed for $549,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 1520 Gerald Street, Cornwall
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $49,900 over $500K
$29,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,786 | $15,342 | $13,088 | $0 |
=Total mortgage | $540,441 | $510,252 | $480,503 | $439,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,639monthly | $2,491monthly | $2,346monthly | $2,148monthly |
Land Transfer Tax
$7,473
$7,473
Around this home
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