Sold for:Sold Oct 10, 2025
$339,900

538 Middle Street

Edwardsburgh/Cardinal (Town of Cardinal), ON K0E 1E0

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 538 Middle Street, Edwardsburgh/Cardinal, Town of Cardinal

2025-08-27
2025-10-10
Sold
Price
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MLS#
x12366522

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 538 Middle Street, Edwardsburgh/Cardinal, Town of Cardinal

Charming 3-Bedroom Home in Cardinal...Welcome to this cute and affordable 1,029 sq. ft. home in the quaint town of Cardinal, just a short drive to Hwy 401, Prescott, and Iroquois. Perfect for first-time buyers or anyone looking to start fresh, this property has everything you need to get started, with the added bonus of future rental income potential. Featuring 3 bedrooms, 1 bathroom, and spacious front and back decks, this home is ideal for relaxing after work or entertaining friends in the summer. The large living room flows into a bright eat-in kitchen, while a convenient side entry leads to a mudroom/laundry combo. Upstairs, you'll find the primary bedroom, two additional bedrooms, and a full 4-piece bathroom. The generous backyard offers endless possibilities, perfect for kids, pets, or adding a pool, play structures, or even a garage (with township approval). Plus, if you fall in love with the location, there's plenty of room to build onto the home and expand as your needs grow. With ample parking and tons of outdoor space, this property is a fantastic opportunity to build equity while enjoying small-town charm.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,380
Land Transfer Tax Fee
$3,574

Rental Items

Rental Equipment
Electric Hot water heater 20.97 a month on Rideau St Lawrence bill - bill includes water, hydro (no water meter and water/sewer is on average 140 a month) Furnace is 2013
Under Contract
Hot Water Tank-Electric

Basement Type
Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Privacy
Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
50.00 ft
Lot Depth
124.92 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, Stove, hood fan, washer, dryer, all light fixtures and fans, all window coverings and blinds, gazebo, shed, 2 portable ac units, Hot Tub (as is)

Parking & Garages

Garage Type
None
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Laundry—
    Main level
  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Bathroom—
    Second level
  • Dining Room—
    Second level

Washrooms

  • 4-piece, Second

Municipality
Edwardsburgh/Cardinal
Neighbourhood
Town of Cardinal
Main cross streets
Dundas and Middle
Directions
Take Exit 730/Cardinal, Head South on Cty Rd 22/Shanly Rd till stop sign, cross over Hwy 2,come to stop sign and keep going. Second Street past the Post Office on right handside is Middle Street and house will be located on the right hand side #538

MLS® number
X12366522
Data source
Toronto Regional Real Estate Board
Status change
2025-10-10
Listed on
2025-08-27
Days on market
44 days
Possession type
Other
Co-op commission
2.0%
Seller
Listed by
RE/MAX HOMETOWN REALTY INC

Home Market Value

Current home valuation for 538 Middle Street, Edwardsburgh/Cardinal, Town of Cardinal, Edwardsburgh/Cardinal, ON. Listed for $339,900

HOMEH Estimate

?

$234,500

Estimated Sales Range

?

$164,150 - $304,850

HOMEH Estimate for 538 Middle Street, Edwardsburgh/Cardinal, Town of Cardinal

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$234,500Low confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Edwardsburgh/Cardinal, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$16,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$12,916$9,483$8,090$0
=Total mortgage
$335,821$315,393$297,005$271,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,640monthly$1,540monthly$1,450monthly$1,328monthly
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Land Transfer Tax

Provincial

$3,574

Total Land Transfer Tax

$3,574

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