Listed for:Listed Aug 6, 2026
$1,025,000

163 Pine Street

Gananoque, ON K7G 1C6

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 163 Pine Street, Gananoque, Gananoque

No listing history available

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About 163 Pine Street, Gananoque, Gananoque

Summarized Description

  • Spacious 4-bedroom family home with character
  • In-ground pool and fenced backyard oasis
  • Updated kitchen with granite countertops
  • Bright sunroom and skylights throughout
  • Rare billiard table in third-floor bonus room
  • Extensive electrical and HVAC upgrades
  • Walking distance to schools and downtown amenities
  • Generous principal rooms with hardwood floors

Full of character and timeless charm, this spacious 4-bedroom family home sits on a large, tree-lined lot designed to capture natural light throughout the day. The main floor offers generous principal rooms including a welcoming living room with wood-burning fireplace, formal dining room with built-in cabinetry and hardwood floors, and a well-appointed kitchen featuring granite countertops, built-in appliances, abundant cabinetry, and cozy bench seating. A bright sunroom overlooks the fully fenced backyard oasis complete with an in-ground pool, gardens, and lawn, while the sunny breakfast nook with skylights opens to a covered porch with additional skylights. The main level also includes a 3 piece bath with skylight. Upstairs, a wide staircase leads to four spacious bedrooms, a 4 piece bathroom, 2 piece ensuite, and linen closet. The third floor bonus room features a rare 1938 slate Brunswick billiard table and ample storage space. The lower level includes a bright laundry room and excellent storage. Numerous updates provide peace of mind, including extensive electrical upgrades (2024), heat pumps/air conditioning (2024), boiler (2019), pool liner (2017), windows (2012/2013), garage door (2022), pool pump (2025), sump pump (2025), battery backup for sump pump (2026), plus extensive interior painting and new window coverings (2025). Ideally located within walking distance to schools, downtown shopping, pubs, restaurants, the 1000 Islands Playhouse, waterfront amenities, and marinas, with grocery stores, highway access, and the St. Lawrence Parkway just minutes away.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,847
Land Transfer Tax Fee
$16,975

Rental Items

Rental Equipment
HWT

Basement Type
Unfinished, Walk-Up

Interior Features

Laundry Level
Lower Level
Interior Extras
Auto Garage Door Remote, Storage, Sump Pump, Water Meter, Workbench
Fireplace/Stove
Yes
Fireplace Features
Wood
Elevator
No

Exterior Features

Exterior Extras
Landscape Lighting, Patio, Privacy, Porch
Pool
Inground
Property Features
Fenced Yard, Lake/Pond, Marina, Park, Place Of Worship, River/Stream
Other Structures
Fence - Full

Building

Building Type
Detached
Building Style
2 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Stone, Stucco (Plaster)
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
60.00 ft
Lot Depth
120.00 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Built in Microwave, Dishwasher, Dryer, Garage Door Opener, Pool Equipment, Refrigerator, Stove, Washer, Window Coverings, Pool Table

Exclusions

Exclusions
None

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Radiant
Air Conditioning
Wall Unit(s)
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Yes

Bedrooms
4
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Primary Bedroom—
    Second level
  • Loft—
    Third level
  • Sunroom—
    Main level
  • Bathroom—
    Second level, 2 Pc Ensuite
  • Bathroom—
    Main level
  • Living Room—
    Main level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Dining Room—
    Main level
  • Den—
    Main level
  • Kitchen—
    Main level
  • Bathroom—
    Second level, 4 Pc Bath

Washrooms

  • 3-piece, Ground
  • 4-piece, Second
  • 2-piece, Second

Municipality
Gananoque
Neighbourhood
Gananoque
Main cross streets
Stone & King
Zoning
R2
Directions
South Ward between Stone St South and Charles

MLS® number
X13646128
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-06
Updated on
2026-10-05
Days on market
75 days
Possession type
60-89 days
Co-op commission
2% + HST
Seller
Listed by
ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Home Market Value

Current home valuation for 163 Pine Street, Gananoque, Gananoque, Gananoque, ON. Listed for $1,025,000

HOMEH Estimate

?

$929,692

Estimated Sales Range

?

$557,815 - $1,301,569

HOMEH Estimate for 163 Pine Street, Gananoque, Gananoque

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$929,692Low confidence
Based on 3 comparable properties
+ $95,308 (10%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Gananoque, ON
Minimum Down Payment Required:7.6%

5% on first $500K + 10% on $525,000 over $500K

Minimum down payment

$77,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$37,884$28,598$24,395$0
=Total mortgage
$984,984$951,098$895,645$820,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,809monthly$4,644monthly$4,373monthly$4,004monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$16,975

Total Land Transfer Tax

$16,975

Around this home

5/100Almost All Errands Require a Car
0/100Minimal Transit
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