
386 Bear Road
Georgina Islands (Georgina Island), ON L0E 1R0
- 6Bedrooms
- 4Bathrooms
- 2Garage
- 3000–3500Sq Ft
- $5,324Tax
- 123×195 ftLot Size
- Estimated Value:$733,950See Free Estimate Report

Sale & Price History for 386 Bear Road, Georgina Islands, Georgina Island
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 386 Bear Road, Georgina Islands, Georgina Island
Summarized Description
- Exceptional waterfront living on Lake Simcoe
- Spacious 3200 sq. ft. cottage with 6 bedrooms
- Move-in ready with luxurious features
- Large composite dock for boating and swimming
- Floor-to-ceiling windows for stunning views
- Double-door garage with finished loft
- Includes a whole-home generator for reliability
- Excellent water treatment and filtration system
Exceptional Georgina Island waterfront living on Lake Simcoe! Meticulously maintained & move-in ready! This approximately 3200 sq. ft. two storey cottage offers quiet privacy, luxurious living &, with 6 bedrooms, 4 bathrooms & two huge great rooms, space for family & friends. Accessible by either boat or a dedicated car/passenger ferry (see attached ferry schedule), the property has about 120 ft of waterfront & over 70 ft of composite/aluminum dock with a southern exposure, calm, clear & weed-free shallow water entry for easy boating, swimming, paddle-boarding, kayaking & canoeing. Lake views are fabulous, from inside through the floor-to-ceiling walls of windows on both levels and outside from sunny & shady spots on lawns large enough for games of all sorts. There is a lovely perennial rock garden by the large driveway off the well-cared for road as well as a double-door oversize garage with 100 amp electrical service, finished interior walls, room for 2 vehicles, lots of workshop space and a bonus finished loft above with a foosball table for more cottage fun. The cottage itself has 200 amp service with a whole-home surge protector & a 22kw Generac generator with automatic transfer which covers everything. For comfort, there is forced-air propane heating & central a/c & a HRV for always fresh indoor air. Some other top features: -excellent water treatment system with filtration & UV disinfection -LED potlights on main & upper level/ wood, slate & stone floors -vaulted ceilings on upper level -kitchen with stainless appliances & 2 walk in pantries -central vac with kitchen toe-kick -a dedicated propane line for the included Napoleon bbq on upper deck -Smart thermostat for remote control -Denon multi-speaker sound system -dedicated finished laundry room with laundry sink -new roofs (house & garage) 2023 -new hot water tank (2024) & new water softener (2025). Current land lease until 2056 with irrevocable option to renew until 2105!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,324
- Land Transfer Tax Fee
- $10,455
Rental Items
- Rental Equipment
- Propane Tank
- Under Contract
- Propane Tank
- Basement Type
- None
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Carpet Free, Central Vacuum, Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned, Water Softener, Water Treatment, ERV/HRV, Generator - Full, Water Purifier
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric, Propane
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Fishing, Hot Tub, Patio, Privacy, Recreational Area
- Pool
- None
- Property Features
- Beach, Clear View, Lake Access, Lake/Pond, Marina, Waterfront
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 16-30
Construction
- Exterior Finish
- Concrete, Other
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete, Slab
- Special Designation
- Landlease
Lot
- Lot Front
- 123.00 ft
- Lot Depth
- 195.00 ft
Inclusions
- Inclusions
- All existing appliances - Fridge, Stove, Dishwasher, 2nd Fridge and Freezer, All Existing Light Fixtures and Window Coverings, All Furnishings (Some exceptions to be provided by Seller), Existing Dock over 70ft.
Exclusions
- Exclusions
- Personal Belongings, Other Items Seller Will Detail
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Cable
- No
- Telephone
- Yes
- Bedrooms
- 6
- Washrooms
- 4
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Utility Room—Main level
- Bedroom 5—Main level, Double Closet, Hardwood Floor
- Bedroom—Main level, Double Closet, Hardwood Floor
- Primary Bedroom—Main level, Overlook Water, Walk-In Closet(s)
- Primary Bedroom—Upper level, Cathedral Ceiling(s), 5 Pc Ensuite, Overlook Water
- Great Room—Main level, Overlook Water, Electric Fireplace, Pot Lights
- Kitchen—Upper level, Slate Flooring, Stainless Steel Appl, Overlook Water
- Bathroom—Upper level, 5 Pc Bath
- Bathroom—Main level, 2 Pc Bath
- Bedroom 3—Upper level, Double Closet, Hardwood Floor
- Laundry—Main level, B/I Shelves, Large Closet
- Great Room—Upper level, Window Floor to Ceiling, Cathedral Ceiling(s), Floor/Ceil Fireplace
- Bedroom 2—Upper level, Double Closet, Hardwood Floor
- Bathroom—Upper level, 4 Pc Bath
- Bathroom—Main level, 3 Pc Bath
- Dining Room—Upper level, Slate Flooring, Cathedral Ceiling(s), W/O To Deck
Washrooms
- 2-piece, Main
- 4-piece, Upper
- 5-piece, Upper
- 3-piece, Main
- Municipality
- Georgina Islands
- Neighbourhood
- Georgina Island
- Main cross streets
- Chief Joseph Snake Rd & Bear Rd
- Directions
- Aazhawee Ferry, Straight off ferry, then right on Bear Rd
- Waterfront
- Direct
- MLS® number
- N13690844
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-08-19
- Updated on
- 2026-08-20
- Days on market
- 61 days
- Possession type
- Flexible
- Co-op commission
- 2.5 % + HST
- Seller
- Listed by
- REMAX YOUR COMMUNITY REALTY
Home Market Value
Current home valuation for 386 Bear Road, Georgina Islands, Georgina Island, Georgina Islands, ON. Listed for $699,000
HOMEH Estimate
$733,950
Estimated Sales Range
$440,370 - $1,027,530
HOMEH Estimate for 386 Bear Road, Georgina Islands, Georgina Island
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $199,000 over $500K
$44,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $26,143 | $19,502 | $16,636 | $0 |
=Total mortgage | $679,708 | $648,602 | $610,786 | $559,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,319monthly | $3,167monthly | $2,982monthly | $2,730monthly |
Land Transfer Tax
$10,455
$10,455
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