Listed for:Listed Aug 19, 2026
$699,000

386 Bear Road

Georgina Islands (Georgina Island), ON L0E 1R0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 386 Bear Road, Georgina Islands, Georgina Island

No listing history available

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 386 Bear Road, Georgina Islands, Georgina Island

Summarized Description

  • Exceptional waterfront living on Lake Simcoe
  • Spacious 3200 sq. ft. cottage with 6 bedrooms
  • Move-in ready with luxurious features
  • Large composite dock for boating and swimming
  • Floor-to-ceiling windows for stunning views
  • Double-door garage with finished loft
  • Includes a whole-home generator for reliability
  • Excellent water treatment and filtration system

Exceptional Georgina Island waterfront living on Lake Simcoe! Meticulously maintained & move-in ready! This approximately 3200 sq. ft. two storey cottage offers quiet privacy, luxurious living &, with 6 bedrooms, 4 bathrooms & two huge great rooms, space for family & friends. Accessible by either boat or a dedicated car/passenger ferry (see attached ferry schedule), the property has about 120 ft of waterfront & over 70 ft of composite/aluminum dock with a southern exposure, calm, clear & weed-free shallow water entry for easy boating, swimming, paddle-boarding, kayaking & canoeing. Lake views are fabulous, from inside through the floor-to-ceiling walls of windows on both levels and outside from sunny & shady spots on lawns large enough for games of all sorts. There is a lovely perennial rock garden by the large driveway off the well-cared for road as well as a double-door oversize garage with 100 amp electrical service, finished interior walls, room for 2 vehicles, lots of workshop space and a bonus finished loft above with a foosball table for more cottage fun. The cottage itself has 200 amp service with a whole-home surge protector & a 22kw Generac generator with automatic transfer which covers everything. For comfort, there is forced-air propane heating & central a/c & a HRV for always fresh indoor air. Some other top features: -excellent water treatment system with filtration & UV disinfection -LED potlights on main & upper level/ wood, slate & stone floors -vaulted ceilings on upper level -kitchen with stainless appliances & 2 walk in pantries -central vac with kitchen toe-kick -a dedicated propane line for the included Napoleon bbq on upper deck -Smart thermostat for remote control -Denon multi-speaker sound system -dedicated finished laundry room with laundry sink -new roofs (house & garage) 2023 -new hot water tank (2024) & new water softener (2025). Current land lease until 2056 with irrevocable option to renew until 2105!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,324
Land Transfer Tax Fee
$10,455

Rental Items

Rental Equipment
Propane Tank
Under Contract
Propane Tank

Basement Type
None

Interior Features

Laundry Level
Main Level
Interior Extras
Carpet Free, Central Vacuum, Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned, Water Softener, Water Treatment, ERV/HRV, Generator - Full, Water Purifier
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Electric, Propane
Elevator
No

Exterior Features

Exterior Extras
Deck, Fishing, Hot Tub, Patio, Privacy, Recreational Area
Pool
None
Property Features
Beach, Clear View, Lake Access, Lake/Pond, Marina, Waterfront

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
16-30

Construction

Exterior Finish
Concrete, Other
Roof
Asphalt Shingle
Foundation Details
Concrete, Slab
Special Designation
Landlease

Lot

Lot Front
123.00 ft
Lot Depth
195.00 ft

Inclusions

Inclusions
All existing appliances - Fridge, Stove, Dishwasher, 2nd Fridge and Freezer, All Existing Light Fixtures and Window Coverings, All Furnishings (Some exceptions to be provided by Seller), Existing Dock over 70ft.

Exclusions

Exclusions
Personal Belongings, Other Items Seller Will Detail

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
6
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
No
Telephone
Yes

Bedrooms
6
Washrooms
4
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Utility Room—
    Main level
  • Bedroom 5—
    Main level, Double Closet, Hardwood Floor
  • Bedroom—
    Main level, Double Closet, Hardwood Floor
  • Primary Bedroom—
    Main level, Overlook Water, Walk-In Closet(s)
  • Primary Bedroom—
    Upper level, Cathedral Ceiling(s), 5 Pc Ensuite, Overlook Water
  • Great Room—
    Main level, Overlook Water, Electric Fireplace, Pot Lights
  • Kitchen—
    Upper level, Slate Flooring, Stainless Steel Appl, Overlook Water
  • Bathroom—
    Upper level, 5 Pc Bath
  • Bathroom—
    Main level, 2 Pc Bath
  • Bedroom 3—
    Upper level, Double Closet, Hardwood Floor
  • Laundry—
    Main level, B/I Shelves, Large Closet
  • Great Room—
    Upper level, Window Floor to Ceiling, Cathedral Ceiling(s), Floor/Ceil Fireplace
  • Bedroom 2—
    Upper level, Double Closet, Hardwood Floor
  • Bathroom—
    Upper level, 4 Pc Bath
  • Bathroom—
    Main level, 3 Pc Bath
  • Dining Room—
    Upper level, Slate Flooring, Cathedral Ceiling(s), W/O To Deck

Washrooms

  • 2-piece, Main
  • 4-piece, Upper
  • 5-piece, Upper
  • 3-piece, Main

Municipality
Georgina Islands
Neighbourhood
Georgina Island
Main cross streets
Chief Joseph Snake Rd & Bear Rd
Directions
Aazhawee Ferry, Straight off ferry, then right on Bear Rd
Waterfront
Direct

MLS® number
N13690844
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-19
Updated on
2026-08-20
Days on market
61 days
Possession type
Flexible
Co-op commission
2.5 % + HST
Seller
Listed by
REMAX YOUR COMMUNITY REALTY

Home Market Value

Current home valuation for 386 Bear Road, Georgina Islands, Georgina Island, Georgina Islands, ON. Listed for $699,000

HOMEH Estimate

?

$733,950

Estimated Sales Range

?

$440,370 - $1,027,530

HOMEH Estimate for 386 Bear Road, Georgina Islands, Georgina Island

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$733,950Low confidence
Based on 5 comparable properties
− $34,950 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

For the owner

Is this your home? Track its value.

Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.

Approximate location — within this block
Get Directions

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Georgina Islands, ON
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $199,000 over $500K

Minimum down payment

$44,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$26,143$19,502$16,636$0
=Total mortgage
$679,708$648,602$610,786$559,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,319monthly$3,167monthly$2,982monthly$2,730monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$10,455

Total Land Transfer Tax

$10,455

Around this home

0/100Loading...
0/100Loading...
0/100Loading...
Map unavailable

No schools found nearby

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.