
48 Derner Line
Haldimand, ON N0A 1K0
- 2Bedrooms
- 2Bathrooms
- 0Garage
- 700–1100Sq Ft
- $2,488Tax
- 107×138 ftLot Size
- Estimated Value:$270,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 48 Derner Line, Haldimand
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-01-22 | 2026-06-16 | Login to See Prices | Terminated | x12720852 |
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About 48 Derner Line, Haldimand
Summarized Description
- Charming 2-bedroom home in Lowbanks community
- Stunning views of Lake Erie from property
- Spacious open-concept design for entertaining
- Cozy sunken family room with wood stove
- Versatile bonus room for various uses
- Large side deck for outdoor enjoyment
- Fully fenced yard for privacy and security
- Close to beach access and local marina
Escape to a quiet, relaxing lifestyle in the lakeside community of Lowbanks, where this charming home offers captivating views of Lake Erie. Situated on a peaceful dead-end street, this inviting 2-bedroom retreat delivers comfort, space, and a welcoming atmosphere. The spacious open-concept layout features a kitchen with ample cabinetry, a center island, and seamless flow into the dining and living areas-ideal for both everyday living and entertaining. The home includes two full bathrooms, with a convenient main-floor bath and a lower-level bath offering ensuite privilege to a potential third bedroom. Unwind in the sunken family room, highlighted by a cozy wood stove, creating a warm and relaxing space to gather. The basement also offers a versatile bonus room, perfect for a bedroom, home office, or flex space. Additional highlights include a new Generac system for added peace of mind and a fully fenced yard for privacy and security. Step outside to your own outdoor retreat-a large side deck ideal for entertaining or simply enjoying the lake views. With nearby beach access, a local marina, and the popular destination Hippos close by, this home combines comfort, convenience, and a sought-after lakeside setting. Enjoy the relaxed pace and natural beauty of Lowbanks living in this welcoming home.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,488
- Land Transfer Tax Fee
- $6,473
Rental Items
- Rental Equipment
- None
- Basement Type
- Full, Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Carpet Free, Generator - Partial, Water Heater Owned, Sump Pump
- View
- Lake
- Fireplace/Stove
- Yes
- Fireplace Features
- Family Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Patio, Year Round Living
- Pool
- None
- Property Features
- Beach, Golf, Greenbelt/Conservation, Lake Access, Marina, Waterfront
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding, Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 107.36 ft
- Lot Depth
- 138.03 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Negotiable - Generac (Partial)
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Oil
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Other
- Sewers
- Septic
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level, Combined w/Dining
- Kitchen—Main level
- Family Room—Main level, Fireplace
- Bedroom—Main level
- Bedroom 2—Main level
- Bathroom—Main level, 4 Pc Bath
- Other—Basement level, Irregular Room
- Other—Basement level
- Bathroom—Basement level, 4 Pc Ensuite
- Utility Room—Basement level, Combined w/Laundry
Washrooms
- 4-piece, Main
- 4-piece, Basement
- Municipality
- Haldimand
- Neighbourhood
- Haldimand
- Main cross streets
- Dickhout Road
- Zoning
- RL
- Directions
- North Shore Drive to Dickhout Road to Derner Line
- Waterfront
- Indirect
- MLS® number
- X12720852
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-16
- Listed on
- 2026-01-22
- Days on market
- 145 days
- Possession date
- 2026-02-27
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- ROYAL LEPAGE NRC REALTY
Home Market Value
Current home valuation for 48 Derner Line, Haldimand, Haldimand, ON. Listed for $499,900
HOMEH Estimate
$270,000
Estimated Sales Range
$237,000 - $509,456
HOMEH Estimate for 48 Derner Line, Haldimand
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,996 | $13,947 | $11,898 | $0 |
=Total mortgage | $493,901 | $463,857 | $436,813 | $399,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,411monthly | $2,265monthly | $2,133monthly | $1,953monthly |
Land Transfer Tax
$6,473
$6,473
Around this home
No schools found nearby
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