116 Bay Street N
Hamilton (Central), ON L8R 2P4
- 2Bedrooms
- 2Bathrooms
- 0Garage
- 700–1100Sq Ft
- $3,473Tax
- 26×52 ftLot Size
Estimated Value:$481,500See Free Estimate Report
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About 116 Bay Street N, Hamilton, Central
Summarized Description
- Rare D4 zoning for residential and commercial use.
- Turn-key home with income potential.
- Upgraded century semi-detached home.
- Located in a Walker's Paradise with 99 score.
- Private parking for up to four vehicles.
- Significant recent investments in property maintenance.
- Ideal for live/work opportunities in downtown.
- Close to transit and top local amenities.
Live, Invest, or Launch Your Business-Rare D4 Zoning in the Heart of Downtown Hamilton! Turn-key home with income potential, parking, and unmatched walkability steps to transit and top amenities. Welcome to 116 Bay St. North, a beautifully upgraded century semi-detached home in Central Hamilton's Downtown Urban Growth Centre. This move-in-ready property offers functionality, and future potential-ideal for end-users, investors, or buyers seeking flexible live/work opportunities. Positioned on a well-travelled street with excellent visibility, this property offers added exposure for home-based businesses or future commercial use. The side of the building also presents potential for signage/advertising income. Situated in a Walker's Paradise (Walk Score 99), this location offers exceptional convenience with walkable access to Bayfront Park, the Hamilton Farmers' Market, Hess Village, and James Street North. Commuters benefit from proximity to the West Harbour GO Station, while nearby destinations like the TD Coliseum, restaurants, cafes, and everyday services enhance the downtown lifestyle. The home features newly levelled and reinforced flooring, updated bathrooms, and a bright functional layout. Since Oct.2025, approximately $75,000 has been invested into masonry (300+ bricks replaced), drainage improvements, duct/drain servicing, and overall maintenance. Additional highlights include, owned furnace (2022), owned A/C (2025),owned hot water tank, and new Nordic windows (2025) with transferable warranty to 2050. Roof originally completed in 2012 and repaired in 2025. Rare for downtown living, the property offers 2 private parking spaces with the potential to expand to 4. Zoning allows residential, commercial, or mixed-use opportunities. Residential Rental potential of approximately$2,500/month, more if commercial tenant. A rare opportunity.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,473
- Land Transfer Tax Fee
- $7,655
Rental Items
- Rental Equipment
- N/A
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Brick & Beam, Carpet Free, Central Vacuum, Floor Drain, Separate Heating Controls, Water Heater Owned
- View
- City
- Security Features
- Alarm System, Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Patio, Privacy, Security Gate
- Pool
- None
- Property Features
- Arts Centre, Fenced Yard, Hospital, Library, Park, Public Transit
- Other Structures
- Fence - Full
Building
- Building Type
- Semi-Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Brick
- Special Designation
- Unknown
Lot
- Lot Front
- 26.00 ft
- Lot Depth
- 52.39 ft
- Lot Size
- 1356.25
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer & Dryer, All Light Fixtures, All Window Coverings.
Exclusions
- Exclusions
- Bedrooms Curtains. Will be replaced upon request.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Foyer—Main level, Laminate, Window, W/O To Patio
- Family Room—Main level, Laminate, Large Window, Formal Rm
- Dining Room—Main level, Laminate, Formal Rm, Large Window
- Kitchen—Main level, Laminate, Backsplash, W/O To Yard
- Primary Bedroom—Second level, Laminate, Large Closet, B/I Closet
- Bedroom 2—Second level, Laminate, Large Closet, B/I Closet
- Laundry—Basement level, Ceramic Floor, Combined w/Rec, Window
- Recreation—Basement level, Ceramic Floor, Window, Combined w/Laundry
- Bathroom—Second level, 4 Pc Bath, Ceramic Floor, Soaking Tub
- Bathroom—Basement level, Ceramic Floor, 3 Pc Bath, Step-Up
Washrooms
- 3-piece, Basement
- 4-piece, Second
- Municipality
- Hamilton
- Neighbourhood
- Central
- Main cross streets
- Bay St North/Cannon St West
- Zoning
- D4
- Directions
- Bay Street Between York and Cannon St
- MLS® number
- X13157128
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-16
- Listed on
- 2026-05-21
- Days on market
- 26 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- RE/MAX ABOUTOWNE REALTY CORP.
Home Market Value
Current home valuation for 116 Bay Street N, Hamilton, Central, Hamilton, ON. Listed for $559,000
HOMEH Estimate
$481,500
Estimated Sales Range
$410,685 - $552,315
HOMEH Estimate for 116 Bay Street N, Hamilton, Central
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $59,000 over $500K
$30,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $21,108 | $15,596 | $13,304 | $0 |
=Total mortgage | $548,804 | $518,696 | $488,454 | $447,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,680monthly | $2,533monthly | $2,385monthly | $2,183monthly |
Land Transfer Tax
$7,655
$7,655
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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