Listed for:Listed Aug 10, 2026
$689,000

687 Upper James Street

Hamilton (Balfour), ON L9C 2Z4

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 687 Upper James Street, Hamilton, Balfour

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 687 Upper James Street, Hamilton, Balfour

Summarized Description

  • Move-in ready home in convenient Hamilton location.
  • Two separate living spaces for flexibility.
  • Modern kitchen with quartz countertops.
  • Finished basement with separate entrance.
  • Fully renovated bathrooms throughout.
  • Parking available for three cars.
  • Close to schools, parks, and shopping.
  • Ideal for families, first-time buyers, or investors.

Move-in ready home in one of Hamilton's most convenient locations! Close to schools, parks, shopping, transit, and all the amenities you need. Beautifully updated throughout, this home offers two separate living spaces, ideal for an in-law suite or potential rental income. The upper level features a modern kitchen with quartz countertops, updated appliances, renovated bathrooms, and plenty of natural light. The finished basement with a separate entrance includes its own kitchen and bathroom for added flexibility. Recent updates include windows (2025), furnace (2025), updated light fixtures throughout, and fully renovated bathrooms. With parking for three cars, this is a fantastic opportunity for families, first-time buyers, or investors!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,031
Land Transfer Tax Fee
$10,255

Basement Type
Finished, Full, Separate Entrance

Interior Features

Interior Extras
In-Law Suite
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
50.00 ft
Lot Depth
109.00 ft

Inclusions

Inclusions
Gas Stove, Microwave, Fridge

Exclusions

Exclusions
All tenant belongings

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 2
Washrooms
2
Kitchens
1

Room sizes

  • Bedroom—
    Ground level
  • Bedroom—
    Basement level
  • Living Room—
    Ground level
  • Bedroom—
    Basement level
  • Bedroom—
    Second level
  • Kitchen—
    Basement level
  • Kitchen—
    Ground level
  • Bedroom—
    Second level

Washrooms

  • 4-piece, Second
  • 4-piece, Basement

Municipality
Hamilton
Neighbourhood
Balfour
Main cross streets
Mcelroy Rd W to Upper James St
Directions
Mcelroy Rd W to Upper James St

MLS® number
X13659608
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-10
Updated on
2026-08-10
Days on market
70 days
Possession date
2026-08-10
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
CITYGATE REALTY INC.

Home Market Value

Current home valuation for 687 Upper James Street, Hamilton, Balfour, Hamilton, ON. Listed for $689,000

HOMEH Estimate

?

$699,616

Estimated Sales Range

?

$610,487 - $788,745

HOMEH Estimate for 687 Upper James Street, Hamilton, Balfour

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$699,616Low confidence
Based on 14 comparable properties
− $10,616 (2%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Hamilton, ON
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $189,000 over $500K

Minimum down payment

$43,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$25,796$19,223$16,398$0
=Total mortgage
$670,700$639,323$602,048$551,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,275monthly$3,121monthly$2,940monthly$2,691monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$10,255

Total Land Transfer Tax

$10,255

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