
128 McDowell Lane
Horton (Horton Twp), ON K0J 1Y0
- 1+1Bedrooms
- 1Bathroom
- 6Garage
- 700–1100Sq Ft
- $3,231Tax
- 416 ftLot frontage
- Estimated Value:$497,275See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 128 McDowell Lane, Horton, Horton Twp
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-09-11 | 2025-09-21 | Login to See Prices | Sold | x12399968 |
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About 128 McDowell Lane, Horton, Horton Twp
Welcome to your private retreat on beautiful Garden Lake with 6.8 acres! If you have been searching for a peaceful waterfront getaway, in a sunny open location this could be the one. Nestled among mature trees and set on a flat, inviting lot, this property offers the perfect blend of privacy and natural beauty. From the moment you pull into the driveway, you will feel the stress of daily life slip away and be replaced with the calm of lakeside enjoyment. Though other cottages surround the lake, the thoughtful positioning of this property gives you the feeling that you are in your own secluded oasis. The cottage itself is warm and inviting, featuring a full kitchen and a bright living area anchored by a cozy wood-burning fireplace. The main floor also includes a spacious primary bedroom and a full bathroom, ensuring comfort and convenience for your time away. The lower level offers additional living space with a second bedroom, a utility room, and a rec room area, perfect for family or weekend guests. A walkout basement brings you directly to the lakeside, where a gentle slope leads to the waters edge ideal for easy access to swimming. This property holds endless potential for those who want to add their own touches and make it truly their own. Beyond the cottage, Garden Lake itself is a hidden gem. According to the Ministry of Natural Resources, the lake spans 44ha with a maximum depth of 25.3m and an average depth of 6.7m. Whether kayaking at sunrise, spending the afternoon on the lake exploring or enjoying a quiet evening by the fire, this location promises relaxation and recreation in equal measure. Only about 50 minutes from Kanata for city access, and 15 minutes to Renfrew all major services with small-town charm. Properties like this rarely become available, making it an excellent opportunity for those seeking both privacy and proximity. Please allow 48 hours irrevocable on all offers
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,231
- Land Transfer Tax Fee
- $4,973
- Basement Type
- Partially Finished
Interior Features
- Interior Extras
- Primary Bedroom - Main Floor
- View
- Lake, Trees/Woods
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Wood
- Roof
- Metal
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 416.00 ft
- Lot Depth
- 0.00 ft
- Lot Size
- 6.8
- Lot Shape
- Irregular
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 6
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- None
- Water
- Other
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Cable
- No
- Telephone
- Available
- Bedrooms
- 1 + 1
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Kitchen—Main level
- Living Room—Main level
- Primary Bedroom—Main level
- Bathroom—Main level
- Bedroom 2—Basement level
- Recreation—Basement level
- Utility Room—Main level
Washrooms
- 3-piece
- Municipality
- Horton
- Neighbourhood
- Horton Twp
- Main cross streets
- Chenaux and Garden of Eden
- Zoning
- Rural
- Directions
- From Ottawa take the 417 West past Renfrew and turn right onto Chenaux Rd. Follow Chenaux Road to Garden Lake Trail. Drive down Garden Lake Trail then left on Payne then right onto McDowell. Follow to the end
- Waterfront
- Direct
- MLS® number
- X12399968
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-09-21
- Listed on
- 2025-09-11
- Days on market
- 10 days
- Possession date
- 2025-10-10
- Possession type
- Immediate
- Co-op commission
- 2
- Seller
- Listed by
- Century 21 Valley Realty Inc.
Home Market Value
Current home valuation for 128 McDowell Lane, Horton, Horton Twp, Horton, ON. Listed for $424,900
HOMEH Estimate
$497,275
Estimated Sales Range
$348,093 - $646,458
HOMEH Estimate for 128 McDowell Lane, Horton, Horton Twp
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$21,245
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $16,146 | $11,855 | $10,113 | $0 |
=Total mortgage | $419,801 | $394,265 | $371,278 | $339,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,050monthly | $1,925monthly | $1,813monthly | $1,660monthly |
Land Transfer Tax
$4,973
$4,973
Around this home
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