
38 Lower Union Street
Kingston (Central City East), ON K7L 2M9
- 4Bedrooms
- 3Bathrooms
- 0Garage
- 2000–2500Sq Ft
- $7,433Tax
- 19×67 ftLot Size
- Estimated Value:$766,395See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 38 Lower Union Street, Kingston, Central City East
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-18 | 2026-09-30 | Login to See Prices | Expired | x13140950 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 38 Lower Union Street, Kingston, Central City East
Summarized Description
- Historic townhouse with unique architectural features
- Four levels with multiple bedrooms for flexibility
- View of Lake Ontario from the property
- Garden patio with exposed limestone walls
- New roof and central air conditioning installed
- Currently leased, generating significant rental income
- Potential for owner-occupied home after lease ends
- Prime location near Queens Campus and downtown
Fully Furnished, 4 level, 4 bedroom, 3 bathroom Historic Townhouse within heart of the Sydenham Ward district with easy walking to Queens Campus, Waterfront, Hospitals and Downtown. This location allows for a view of Lake Ontario and has a pleasant garden patio with exposed limestone walls and wrought iron gates. Currently leased to April 28, 2027 with Queens Students. An excellent opportunity for a lucrative income property that easily can have alternate use as a owner-occupied home. Furnished house is currently leased for $4095/month + heat/hydro/water/sewer until April 28th, 2027. This is a unique 4 level, historic townhouse with front view of the Steamhouse Museum and the Shoreline. All levels are finished with a lower bedroom, and a further upper 3 bedrooms on the second and third levels. The home has new roof, new central a/c, four velux skylights, a cozy rear limestone walled and fenced rear patio/deck with an iron gate exit. Recently installed PVC casement and picture window in living room. All other first and second floor windows are by Pella and are double hung wooden sashes with a special feature to be able to independently remove both inner and outer panes for cleaning=no hermetic seals to ever fail and fog up! Heat pump on top floor for independent control of heat and A/C, recently serviced and upgraded. Sewer back-up valve installed and annual inspection and cleaning performed in lower level. All doors, interior and outer, including bedrooms, have PIN codes for a 100% keyless experience. An excellent opportunity for owner-occupied home in the spring '27, or continue as a lucrative income property.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $7,433
- Land Transfer Tax Fee
- $11,073
Rental Items
- Rental Equipment
- none
- Basement Type
- Finished with Walk-Out
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Water Heater Owned
- Fireplace/Stove
- Yes
- Fireplace Features
- Other
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
- Property Features
- Fenced Yard, Hospital, Public Transit
Building
- Building Type
- Freehold Townhouse
- Building Style
- 3-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Heritage
Lot
- Lot Front
- 18.66 ft
- Lot Depth
- 66.80 ft
- Lot Size
- 1237.85
Inclusions
- Inclusions
- all furniture/kitchen pots and pans and small appliances and cutlery/washer and dryer/fridge/stove/microwave/ beds and mattresses/dishwasher
Exclusions
- Exclusions
- coffee table in main level living room/freezer in living room/bar fridges in all individual bedrooms
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 0
- Total Garage And Parking Spaces
- 0
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 3
- Kitchens
- 1
Room sizes
- Bedroom—Lower level
- Other—Lower level
- Living Room—Main level
- Kitchen—Main level
- Bedroom—Second level
- Bedroom—Second level
- Bedroom—Third level
- Office—Third level
- Room—
Washrooms
- 3-piece, Lower
- 4-piece, Third
- 3-piece, Second
- Municipality
- Kingston
- Neighbourhood
- Central City East
- Main cross streets
- Ontario St and Lower Union St
- Directions
- Lower Union between Ontario St and King St E
- MLS® number
- X13140950
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-30
- Listed on
- 2026-05-18
- Days on market
- 135 days
- Possession type
- Immediate
- Co-op commission
- 2%
- Seller
- Listed by
- ONE PERCENT REALTY LTD., BROKERAGE
Home Market Value
Current home valuation for 38 Lower Union Street, Kingston, Central City East, Kingston, ON. Listed for $729,900
HOMEH Estimate
$766,395
Estimated Sales Range
$661,534 - $924,038
HOMEH Estimate for 38 Lower Union Street, Kingston, Central City East
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $229,900 over $500K
$47,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $27,269 | $20,364 | $17,372 | $0 |
=Total mortgage | $708,996 | $677,274 | $637,787 | $583,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,462monthly | $3,307monthly | $3,114monthly | $2,851monthly |
Land Transfer Tax
$11,073
$11,073
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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