Listed for:Listed 21 days ago
$549,900

401 Waterloo Drive

Kingston (East Gardiners Rd), ON K7M 8K7

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 401 Waterloo Drive, Kingston, East Gardiners Rd

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 401 Waterloo Drive, Kingston, East Gardiners Rd

Summarized Description

  • Well-maintained 2-bedroom, 2-bathroom home.
  • Features a walk-in closet and private ensuite.
  • Main-floor laundry for convenience.
  • Expansive unfinished basement with gas fireplace.
  • Beautifully landscaped lot with paved driveway.
  • Located close to shopping and amenities.
  • Ideal for first-time buyers or downsizers.
  • Offers potential for additional living space.

Welcome to this lovely, well-maintained 2-bedroom, 2-bathroom home, ideally suited for first-time home buyers, downsizers, or anyone seeking comfortable, easy living in a convenient location. Bright, spacious, and thoughtfully laid out, this inviting home offers a wonderful combination of functionality and opportunity. The generous foyer creates a warm first impression, while the primary bedroom serves as a relaxing retreat, complete with a walk-in closet and private 4-piece ensuite. Enjoy the convenience of main-floor laundry and the ease of everyday living, all set on a mature, beautifully landscaped lot. Outside, you'll appreciate the paved driveway, single-car garage, and backyard shed, providing additional storage and practicality. The expansive, unfinished basement is a blank canvas awaiting your personal touch, featuring a gas fireplace and endless possibilities for additional living space, a recreation room, home office, or hobby area. Ideally located close to amenities, shopping, and everyday conveniences, this charming property offers comfortable living today with exciting potential for tomorrow. A wonderful opportunity to make this welcoming home your own!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,580
Land Transfer Tax Fee
$7,473

Rental Items

Rental Equipment
HWT (Reliance), Water Softener(Culligan)
Under Contract
Water Softener, Hot Water Heater

Basement Type
Full, Unfinished

Interior Features

Interior Extras
Primary Bedroom - Main Floor, Water Heater, Water Softener
Fireplace/Stove
Yes
Fireplace Features
Rec Room, Natural Gas
Elevator
No

Exterior Features

Pool
None
Property Features
School, School Bus Route, Public Transit
Other Structures
Shed

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
49.21 ft
Lot Depth
131.69 ft

Inclusions

Inclusions
Fridge, Stove, Washer, Dryer, Dishwasher.

Exclusions

Exclusions
Personal Belongings

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
2
Washrooms
2
Kitchens
1

Room sizes

  • Kitchen—
    Main level
  • Bathroom—
    Main level, 4 Pc Ensuite
  • Bedroom 2—
    Main level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Primary Bedroom—
    Main level
  • Mud Room—
    Main level

Washrooms

  • 4-piece, Main
  • 3-piece, Main

Municipality
Kingston
Neighbourhood
East Gardiners Rd
Main cross streets
Centennial Drive
Directions
Centennial Drive to Waterloo Drive

MLS® number
X13824484
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-24
Updated on
2026-10-09
Days on market
21 days
Possession type
Flexible
Co-op commission
2.00% plus HST
Seller
Listed by
LPT REALTY, BROKERAGE

Home Market Value

Current home valuation for 401 Waterloo Drive, Kingston, East Gardiners Rd, Kingston, ON. Listed for $549,900

HOMEH Estimate

?

$527,465

Estimated Sales Range

?

$477,134 - $601,954

HOMEH Estimate for 401 Waterloo Drive, Kingston, East Gardiners Rd

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$527,465Low confidence
Based on 14 comparable properties
+ $22,435 (4%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kingston, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $49,900 over $500K

Minimum down payment

$29,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,786$15,342$13,088$0
=Total mortgage
$540,441$510,252$480,503$439,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,639monthly$2,491monthly$2,346monthly$2,148monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,473

Total Land Transfer Tax

$7,473

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