Listed for:Listed May 6, 2026
$629,777

641 Bay Street

Midland, ON L4R 1L8

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 641 Bay Street, Midland

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 641 Bay Street, Midland

Summarized Description

  • Charming century home in Midland's heart.
  • Close to shops, schools, and Georgian Bay.
  • Updated kitchen with spacious island.
  • Large deck perfect for summer barbecues.
  • Oversized garage for storage or workspace.
  • Generous lot size offers room to grow.
  • Two full bathrooms for family convenience.
  • Lovingly maintained with a full list of upgrades.

Welcome to your perfect family home, ideally situated in the heart of Midland. Just a short walk to shops, schools, trails, and the shores of beautiful Georgian Bay, this charming 3+ bedroom century home offers the perfect blend of character and modern updates. Step inside and enjoy the warmth of hardwood floors, freshly painted, a spacious kitchen with island, and separate family, living, and dining areas ideal for both everyday living and gathering with loved ones. With two full bathrooms, gas heat, and central air, comfort comes standard. Outside, the large deck with a covered roof sets the stage for relaxed summer barbecues and quiet evenings. The oversized detached garage offers great storage or workspace, and the generous 50' x 150' in-town lot gives you room to grow. Lovingly maintained and thoughtfully updated from top to bottom - ask for the full list of upgrades. Don't miss this one! What are you waiting for.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,549
Land Transfer Tax Fee
$9,071

Rental Items

Rental Equipment
Hot water tank.

Basement Type
Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Heater
Security Features
Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Golf, Hospital, Library, Marina, Park, Rec./Commun.Centre

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Vinyl Siding, Wood
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
50.04 ft
Lot Depth
150.28 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer, some window coverings.

Exclusions

Exclusions
All tenant belongings

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Family Room—
    Main level
  • Living Room—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath

Washrooms

  • 3-piece, Main
  • 4-piece, Second

Municipality
Midland
Neighbourhood
Midland
Main cross streets
Bay - Fourth
Zoning
R3
Directions
Hwy 12 To King St to Yonge St, to Fourth St to Bay St - Sign ON

MLS® number
S13088554
Data source
Toronto Regional Real Estate Board
Listed on
2026-05-06
Updated on
2026-09-22
Days on market
166 days
Possession type
Flexible
Co-op commission
2% + Tax
Seller
Listed by
RE/MAX Georgian Bay Realty Ltd

Home Market Value

Current home valuation for 641 Bay Street, Midland, Midland, ON. Listed for $629,777

HOMEH Estimate

?

$577,272

Estimated Sales Range

?

$346,363 - $808,181

HOMEH Estimate for 641 Bay Street, Midland

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$577,272Low confidence
Based on 3 comparable properties
+ $52,505 (9%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Midland, ON
Minimum Down Payment Required:6.0%

5% on first $500K + 10% on $129,777 over $500K

Minimum down payment

$37,978

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$23,654$17,571$14,989$0
=Total mortgage
$615,015$584,370$550,299$503,822
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,003monthly$2,853monthly$2,687monthly$2,460monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,071

Total Land Transfer Tax

$9,071

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