109 Elgin Street
Orillia, ON L3V 1S6
- 4Bedrooms
- 2Bathrooms
- 0Garage
- 1500–2000Sq Ft
- $3,083Tax
- 46×70 ftLot Size
Estimated Value:$451,121See Free Estimate Report
Sale & Price History for 109 Elgin Street, Orillia
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 109 Elgin Street, Orillia
Summarized Description
- Zoned C4i for residential and commercial use.
- Two-storey brick home with character.
- Freshly painted with high ceilings.
- Carpet-free living with laminate flooring.
- Wide front porch for relaxation.
- Prep kitchen for versatile use.
- Three parking spaces in city center.
- Ideal for investors or entrepreneurs.
Zoned C4i, this charming two-storey brick home offers exceptional flexibility for residential, commercial, rental income, or mixed-use possibilities. Ideally located just steps from the downtown waterfront and close to parks, shopping, and all amenities. This 4-bedroom, 2-bathroom property is freshly painted; some new windows. It is filled with character, featuring high ceilings on both levels, a classic wood staircase, carpet-free living with laminate and ceramic flooring throughout, and a wide front porch that sets the tone-ideal for morning coffee or evening unwinding. The main floor includes a large bedroom, a 3 pc bath, a well-sized kitchen, and a bright living area. Both the the front and rear entrances naturally support flexible live/work or multi-purpose space arrangements. The upper level includes an additional prep kitchen area with a sink, cabinetry, and counter space, 3 bright bedrooms, and a 4 pc bathroom, allowing for adaptable configurations such as a home-based business, professional office, live/work setup, or personalized retreat. 3 parking spaces offer convenience in the heart of the city. Rich in character and history, this centrally located property presents an excellent opportunity for investors, entrepreneurs, or homeowners seeking versatile space and potential supplemental income.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,083
- Land Transfer Tax Fee
- $6,473
Rental Items
- Rental Equipment
- Hot water tank
- Basement Type
- Full
Interior Features
- Interior Extras
- Carpet Free, In-Law Capability
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 46.00 ft
- Lot Depth
- 70.00 ft
Inclusions
- Inclusions
- Fridge, stove, range hood, washer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Washrooms
- 3-piece, Main
- 4-piece, Second
- Municipality
- Orillia
- Neighbourhood
- Orillia
- Main cross streets
- Front Street S
- Zoning
- C4i
- Directions
- Front Street to Elgin Street
- MLS® number
- S13864522
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-10-05
- Updated on
- 2026-10-07
- Days on market
- 17 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- HOMELIFE GOLCONDA REALTY INC.
Home Market Value
Current home valuation for 109 Elgin Street, Orillia, Orillia, ON. Listed for $499,900
HOMEH Estimate
$451,121
Estimated Sales Range
$380,697 - $499,091
HOMEH Estimate for 109 Elgin Street, Orillia
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,996 | $13,947 | $11,898 | $0 |
=Total mortgage | $493,901 | $463,857 | $436,813 | $399,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,411monthly | $2,265monthly | $2,133monthly | $1,953monthly |
Land Transfer Tax
$6,473
$6,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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