
90 Coldwater Road W
Orillia, ON L3V 5L5
- 5+1Bedrooms
- 3Bathrooms
- 4Parking
- 1500–2000Sq Ft
- $4,460Tax
- 41×82 ftLot Size
- Free EstimateSee Free Estimate Report

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About 90 Coldwater Road W, Orillia
Summarized Description
- Fully renovated legal duplex with income potential
- Move-in ready with two self-contained units
- Three separate electrical meters for flexibility
- Potential for in-law or auxiliary suite
- Located in central Orillia near amenities
- Recent upgrades include new furnace and windows
- Strong rental potential in a prime location
- Excellent walkability and public transit access
Opportunity Knocks - Legal Duplex in the Heart of Orillia! Attention investors and first-time buyers - this fully renovated legal duplex is vacant, move-in ready, and packed with income potential. Rebuilt from the studs in, this 2.5-storey property features two legal self-contained units, each offering 3 spacious bedrooms. The lower level adds even more flexibility, with potential for an in-law or auxiliary suite. Three separate 100-amp electrical meters - one for each floor - make the home especially well suited for multi-unit living or leasing. Enjoy peace of mind knowing the home has been rebuilt to meet current fire code standards and includes commercial-rated plumbing. Thoughtfully updated while preserving its original charm, the property blends modern function with timeless character. Ideally located across from Victoria Park in central Orillia, with public transit at your doorstep and excellent walkability. You're minutes from Orillia Soldiers' Memorial Hospital, the Orillia Opera House, Couchiching Beach Park, shoreline trails, schools, shopping, dining, the recreation centre, and the iconic Mariposa Market. Recent upgrades include: Brand new furnace (2025) Nearly all new windows (2025), excluding original stained-glass features Roof approximately 2018 Second-floor deck for relaxing or entertaining Whether you live in one unit and rent the other, or add this turnkey property to your investment portfolio, this is a rare opportunity in a prime central location. Modern updates, strong income potential, and unbeatable walkability - don't miss it.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,460
- Land Transfer Tax Fee
- $9,055
Rental Items
- Rental Equipment
- Rental hot water tank
- Basement Type
- Finished, Separate Entrance
Interior Features
- Interior Extras
- Separate Hydro Meter, Sump Pump
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
- Property Features
- Beach, Hospital, Library, Park, Public Transit, School
Building
- Building Type
- Multiplex
- Building Style
- 2 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick, Metal/Steel Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 40.99 ft
- Lot Depth
- 81.99 ft
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 5 + 1
- Washrooms
- 3
- Kitchens
- 3
Room sizes
- Living Room—Lower level, Vinyl Floor
- Bedroom—Lower level, Vinyl Floor
- Kitchen—Lower level, Vinyl Floor
- Living Room—Main level, Vinyl Floor
- Kitchen—Main level, Vinyl Floor
- Bedroom—Main level, Vinyl Floor
- Bedroom—Main level, Vinyl Floor
- Living Room—Second level, Vinyl Floor
- Kitchen—Second level, Vinyl Floor
- Bedroom—Second level, Vinyl Floor
- Bedroom—Second level, Vinyl Floor
- Bedroom—Third level, Vinyl Floor
Washrooms
- 3-piece, Basement
- 4-piece, Ground
- 4-piece, Second
- Municipality
- Orillia
- Neighbourhood
- Orillia
- Main cross streets
- Coldwater Rd W and Patrick St
- Directions
- Coldwater Rd W and Patrick St
- MLS® number
- S13160134
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-03
- Listed on
- 2026-05-21
- Days on market
- 43 days
- Possession type
- Immediate
- Co-op commission
- 2.5%
- Seller
- Listed by
- INTERCITY REALTY INC.
Home Market Value
Current home valuation for 90 Coldwater Road W, Orillia, Orillia, ON. Listed for $629,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 90 Coldwater Road W, Orillia
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $129,000 over $500K
$37,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,625 | $17,549 | $14,970 | $0 |
=Total mortgage | $614,256 | $583,649 | $549,620 | $503,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,999monthly | $2,850monthly | $2,684monthly | $2,457monthly |
Land Transfer Tax
$9,055
$9,055
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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