
440 13th Street E
Owen Sound, ON N4K 1W6
- 3Bedrooms
- 1Bathroom
- 0Garage
- 700–1100Sq Ft
- $1,755Tax
- 61×34 ftLot Size
- Estimated Value:$341,800See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 440 13th Street E, Owen Sound
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About 440 13th Street E, Owen Sound
Summarized Description
- Charming detached home in Owen Sound.
- Move-in ready with three bedrooms.
- Bright three-season sunroom for relaxation.
- Updated flooring and modern countertops.
- Spacious living room and eat-in kitchen.
- Located on a quiet dead-end street.
- Private backyard surrounded by mature trees.
- Affordable alternative to condos or townhomes.
Finding a move-in ready, detached home with three bedrooms for $300,000 in Owen Sound is no easy feat-but this one delivers.Tucked away on a quiet dead-end street with the Niagara Escarpment as your backdrop, this charming home offers the perfect blend of privacy, comfort, and affordability. Surrounded by mature trees, the property creates a peaceful setting you'll love year-round-especially in the summer months when the backyard becomes your own private retreat, complete with a shed and cozy sitting area. Step inside to a bright, welcoming interior featuring updated flooring, fresh paint, modern countertops, and some new appliances. The main floor offers a functional layout with a spacious living room at the heart of the home, an eat-in kitchen, and a convenient 4-piece bathroom. The primary bedroom is located on the main level, while two additional bedrooms upstairs provide flexibility for family, guests, or a home office. With main floor laundry room offering direct access to the backyard. The standout feature of this home is the bright and inviting three-season sunroom-perfect for storing boots and jackets in the winter and enjoying a quiet morning coffee in the warmer months - it's the perfect additional living space. If you've been searching for an affordable alternative to condos or townhomes without sacrificing space or privacy, this detached home is an opportunity you won't want to miss!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $1,755
- Land Transfer Tax Fee
- $2,975
Rental Items
- Rental Equipment
- Hot Water Heater.
- Under Contract
- Hot Water Heater
- Basement Type
- Crawl Space
Interior Features
- Interior Extras
- Carpet Free
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
Construction
- Exterior Finish
- Aluminum Siding, Vinyl Siding
- Roof
- Metal, Flat
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 61.00 ft
- Lot Depth
- 34.00 ft
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Sunroom—Main level
- Foyer—Main level
- Living Room—Main level
- Kitchen—Main level
- Bathroom—Main level
- Primary Bedroom—Main level
- Laundry—Main level
- Bedroom—Second level
- Bedroom—Second level
Washrooms
- 4-piece
- Municipality
- Owen Sound
- Neighbourhood
- Owen Sound
- Main cross streets
- 13th St E & 4th Ave E
- Directions
- From 10th St E, head north on 4th Ave E and then right on 13th St E, last house on the left
- MLS® number
- X12977558
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-05-01
- Listed on
- 2026-04-09
- Days on market
- 22 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- Century 21 Millennium Inc.
Home Market Value
Current home valuation for 440 13th Street E, Owen Sound, Owen Sound, ON. Listed for $300,000
HOMEH Estimate
$341,800
Estimated Sales Range
$239,260 - $444,340
HOMEH Estimate for 440 13th Street E, Owen Sound
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$15,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $11,400 | $8,370 | $7,140 | $0 |
=Total mortgage | $296,400 | $278,370 | $262,140 | $240,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,447monthly | $1,359monthly | $1,280monthly | $1,172monthly |
Land Transfer Tax
$2,975
$2,975
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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