Sold for:Sold May 1, 2026
$300,000

440 13th Street E

Owen Sound, ON N4K 1W6

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 440 13th Street E, Owen Sound

2026-04-09
2026-05-01
Sold
Price
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MLS#
x12977558
2025-09-05
2025-09-17
Sold
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 440 13th Street E, Owen Sound

Summarized Description

  • Charming detached home in Owen Sound.
  • Move-in ready with three bedrooms.
  • Bright three-season sunroom for relaxation.
  • Updated flooring and modern countertops.
  • Spacious living room and eat-in kitchen.
  • Located on a quiet dead-end street.
  • Private backyard surrounded by mature trees.
  • Affordable alternative to condos or townhomes.

Finding a move-in ready, detached home with three bedrooms for $300,000 in Owen Sound is no easy feat-but this one delivers.Tucked away on a quiet dead-end street with the Niagara Escarpment as your backdrop, this charming home offers the perfect blend of privacy, comfort, and affordability. Surrounded by mature trees, the property creates a peaceful setting you'll love year-round-especially in the summer months when the backyard becomes your own private retreat, complete with a shed and cozy sitting area. Step inside to a bright, welcoming interior featuring updated flooring, fresh paint, modern countertops, and some new appliances. The main floor offers a functional layout with a spacious living room at the heart of the home, an eat-in kitchen, and a convenient 4-piece bathroom. The primary bedroom is located on the main level, while two additional bedrooms upstairs provide flexibility for family, guests, or a home office. With main floor laundry room offering direct access to the backyard. The standout feature of this home is the bright and inviting three-season sunroom-perfect for storing boots and jackets in the winter and enjoying a quiet morning coffee in the warmer months - it's the perfect additional living space. If you've been searching for an affordable alternative to condos or townhomes without sacrificing space or privacy, this detached home is an opportunity you won't want to miss!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,755
Land Transfer Tax Fee
$2,975

Rental Items

Rental Equipment
Hot Water Heater.
Under Contract
Hot Water Heater

Basement Type
Crawl Space

Interior Features

Interior Extras
Carpet Free
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Aluminum Siding, Vinyl Siding
Roof
Metal, Flat
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
61.00 ft
Lot Depth
34.00 ft

Inclusions

Inclusions
Fridge, Stove, Washer, Dryer.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Sunroom—
    Main level
  • Foyer—
    Main level
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Bathroom—
    Main level
  • Primary Bedroom—
    Main level
  • Laundry—
    Main level
  • Bedroom—
    Second level
  • Bedroom—
    Second level

Washrooms

  • 4-piece

Municipality
Owen Sound
Neighbourhood
Owen Sound
Main cross streets
13th St E & 4th Ave E
Directions
From 10th St E, head north on 4th Ave E and then right on 13th St E, last house on the left

MLS® number
X12977558
Data source
Toronto Regional Real Estate Board
Status change
2026-05-01
Listed on
2026-04-09
Days on market
22 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
Century 21 Millennium Inc.

Home Market Value

Current home valuation for 440 13th Street E, Owen Sound, Owen Sound, ON. Listed for $300,000

HOMEH Estimate

?

$341,800

Estimated Sales Range

?

$239,260 - $444,340

HOMEH Estimate for 440 13th Street E, Owen Sound

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$341,800Low confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Owen Sound, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$15,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$11,400$8,370$7,140$0
=Total mortgage
$296,400$278,370$262,140$240,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,447monthly$1,359monthly$1,280monthly$1,172monthly
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Land Transfer Tax

Provincial

$2,975

Total Land Transfer Tax

$2,975

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
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