
29 O4 Road
Rideau Lakes (Rideau Lakes, South Elmsley Twp), ON K0G 1L0
- 4Bedrooms
- 2Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $5,116Tax
- 123×177 ftLot Size
- Estimated Value:$1,138,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 29 O4 Road, Rideau Lakes, Rideau Lakes (South Elmsley) Twp
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-01-26 | 2026-06-04 | Login to See Prices | Sold | x12729464 |
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About 29 O4 Road, Rideau Lakes, Rideau Lakes (South Elmsley) Twp
Summarized Description
- Luxury waterfront cottage on Otter Lake.
- Completely renovated in 2020.
- Four bedrooms, two full bathrooms.
- Ideal for full-time living or rental.
- Expansive garage for entertaining.
- Panoramic views and minimal boat traffic.
- Turnkey property with modern upgrades.
- Quiet location with stunning sunsets.
Your weekend escape can become your everyday lifestyle at this luxury waterfront cottage on Otter Lake, offering South/West facing sun exposure, striking sunsets and peaceful lakefront living. Perfectly situated just 15 minutes from all amenities in Smiths Falls and within easy commuting distance to Ottawa, this four-season property is ideal as a full-time residence, vacation retreat or an income-generating rental property. Completely renovated top to bottom in 2020 with an expansive garage addition, this beautifully updated home features four bedrooms and two full bathrooms, comfortably sleeping up to 16 guests. Exterior upgrades include brand-new aluminum siding, a premium metal roof, new garage doors and a full home generator delivering style, reliability and durability. An expansive, fully insulated and heated garage opens directly to the driveway and the water-an entertainer's dream space perfect for hosting gatherings, setting up a golf simulator, playing darts, or enjoying cozy game nights year-round. Inside, the upper split level showcases a bright open-concept layout with a stunning kitchen, living, and dining area. Highlights include stainless steel appliances, upgraded cabinetry, and a quartz waterfall island. The primary bedroom is conveniently located just off the main living space. A spa-like 3 and 4-piece bathrooms with heated floors add a touch of everyday luxury. 3 additional bedrooms and two spacious living rooms, both featuring gas fireplaces and panoramic lake views, there's ample room to relax, entertain, and take in the natural surroundings. Step outside to a wraparound patio and back deck complete with a hot tub-perfect for morning coffee or evening unwinding. Located at the quiet end of the lake with minimal boat traffic, this property offers exceptional privacy, unmatched sunset views, and a truly serene setting. A rare opportunity to own a turnkey waterfront gem-message us today to book your private viewing.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,116
- Land Transfer Tax Fee
- $24,275
- Basement Type
- Crawl Space
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Auto Garage Door Remote, Central Vacuum, Generator - Full, Water Softener, Workbench, Carpet Free, Primary Bedroom - Main Floor
- View
- Water, Lake
- Fireplace/Stove
- Yes
- Fireplace Features
- Propane
- Elevator
- No
Exterior Features
- Exterior Extras
- Year Round Living, Porch, Privacy, Patio, Landscaped, Hot Tub
- Pool
- None
- Property Features
- Lake/Pond, Clear View
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
Construction
- Exterior Finish
- Aluminum Siding
- Roof
- Metal
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 123.04 ft
- Lot Depth
- 176.98 ft
- Lot Size
- 0.5
Inclusions
- Inclusions
- Kitchen Appliances, Washer/Dryer, Hot Tub, Red Adirondacks chairs, Patio tables, Garden Hose & Sprinkler
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 10
- Total Garage And Parking Spaces
- 12
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- Other
- Water
- Well
- Sewers
- Septic
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Den—Main level
- Bathroom—Main level, 3 Pc Bath
- Living Room—Main level, Fireplace
- Dining Room—Main level
- Kitchen—Main level
- Bedroom—Main level
- Loft—Second level
- Bedroom—Second level
- Bathroom—Second level, 4 Pc Bath
- Bedroom—Second level
- Bedroom—Second level
- Foyer—Lower level
- Other—Lower level
Washrooms
- 3-piece, Main
- 4-piece, Second
- Municipality
- Rideau Lakes
- Neighbourhood
- Rideau Lakes (South Elmsley) Twp
- Main cross streets
- Otter Lake Rd & HW15
- Directions
- Highway 15 to Otter Lake Side Rd to O4 follow to #29
- Waterfront
- Direct
- MLS® number
- X12729464
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-04
- Listed on
- 2026-01-26
- Days on market
- 129 days
- Possession type
- Flexible
- Co-op commission
- 2
- Seller
- Listed by
- ROYAL LEPAGE INTEGRITY REALTY
Home Market Value
Current home valuation for 29 O4 Road, Rideau Lakes, Rideau Lakes (South Elmsley) Twp, Rideau Lakes, ON. Listed for $1,390,000
HOMEH Estimate
$1,138,500
Estimated Sales Range
$884,691 - $1,392,309
HOMEH Estimate for 29 O4 Road, Rideau Lakes, Rideau Lakes (South Elmsley) Twp
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $890,000 over $500K
$114,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $50,985 | $38,781 | $33,082 | $0 |
=Total mortgage | $1,325,615 | $1,289,781 | $1,214,582 | $1,112,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $6,472monthly | $6,297monthly | $5,930monthly | $5,429monthly |
Land Transfer Tax
$24,275
$24,275
Around this home
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