Listed for:Listed 8 days ago
$269,000

Unit UNIT "O", 4 Pearl Street

Smiths Falls, ON K7A 5B5

Condo Townhouse For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for Unit UNIT "O", 4 Pearl Street, Smiths Falls, Smiths Falls

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit UNIT "O", 4 Pearl Street, Smiths Falls, Smiths Falls

Summarized Description

  • Unique 4-level end-unit design offers spacious living.
  • Versatile fourth-level loft for various uses.
  • Patio with green space views for relaxation.
  • Convenient location near shopping and amenities.
  • Affordable option for first-time buyers or investors.
  • Quick possession available for immediate move-in.
  • Low-maintenance living with included condo fees.

AN INCREDIBLE & SPACIOUS 4-LEVEL END-UNIT CONDO TOWNHOME IN THE HEART OF SMITHS FALLS! Welcome to this affordable and uniquely designed 4-level end-unit townhome, offering an incredible amount of living space, versatility, and convenience! Ideally situated directly behind Settler's Ridge Mall in Smiths Falls, this property puts shopping, restaurants, and everyday amenities just moments from your doorstep. Step inside to discover a bright and inviting main level featuring carpet-free living with laminate and ceramic flooring, a comfortable living and dining area, and a functional kitchen perfect for everyday living and entertaining. The second level offers two generously sized bedrooms and a full 4-piece bathroom, while the third level features a spacious primary bedroom and the added convenience of a separate laundry room.But there's more! Head up to the fourth-level loft, an impressive and versatile space with endless possibilities! Whether you envision a cozy family room, home office, kids' playroom, entertainment retreat, or potential fourth bedroom, this bonus level provides the flexibility to suit your lifestyle. Outside, enjoy your own patio overlooking green space, the perfect spot to relax with your morning coffee or unwind after a busy day.Adding even more value, the condo fees include building insurance, common area maintenance, property management, water, sewer and parking, making for convenient, low-maintenance living. Whether you're a first-time buyer, growing family, downsizer, or investor looking for an affordable opportunity, this unique property has so much to offer! Four levels of living space, a fantastic location, and exceptional value, all in one incredible package! QUICK POSSESSION AVAILABLE!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,939
Land Transfer Tax Fee
$2,510

Condo/Maintenance Fee

Maintenance Fee
$463 /month

Included In Maintenance Fee

  • Water Included
  • Building Insurance Included
  • Parking Included

Rental Items

Rental Equipment
None
Under Contract
None

Basement Type
None

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
In-Suite Laundry
Laundry Level
Upper Level
Interior Extras
Water Heater Owned
View
Trees/Woods, Garden
Fireplace/Stove
No
Elevator
No

Exterior Features

Balcony
None
Exterior Extras
Patio

Building

Building Type
Condo Townhouse
Building Style
Multi-Level
Condo Corp Number
12

Construction

Exposure
North
Exterior Finish
Brick, Aluminum Siding
Roof
Asphalt Shingle
Special Designation
Unknown

Inclusions

Inclusions
Refrigerator, Stove, Dishwasher, Washer, Dryer

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Type
Exclusive
Parking Spaces
1
Total Garage And Parking Spaces
1

Lockers

Locker Type
None

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
None

Bedrooms
3
Washrooms
1
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bedroom 3—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Bedroom 2—
    Second level
  • Living Room—
    Main level
  • Loft—
    Upper level
  • Laundry—
    Third level
  • Primary Bedroom—
    Third level

Washrooms

  • 4-piece, Second

Municipality
Smiths Falls
Neighbourhood
Smiths Falls
Main cross streets
Pearl Street & Percy Street
Directions
Cross the street from the corner of Toulon Street and Percy Street, unit is 4-O and is on the backside of the 4 Pearl Street building, sign on property.

MLS® number
X13886086
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-11
Updated on
2026-10-11
Days on market
8 days
Possession type
Immediate
Co-op commission
2%
Seller
Listed by
CENTURY 21 SYNERGY REALTY INC.

Home Market Value

Current home valuation for Unit UNIT "O", 4 Pearl Street, Smiths Falls, Smiths Falls, Smiths Falls, ON. Listed for $269,000

HOMEH Estimate

?

$237,667

Estimated Sales Range

?

$187,757 - $287,577

HOMEH Estimate for Unit UNIT "O", 4 Pearl Street, Smiths Falls, Smiths Falls

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$237,667Medium confidence
Based on 2 comparable properties
+ $31,333 (13%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Smiths Falls, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$13,450

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$10,222$7,505$6,402$0
=Total mortgage
$265,772$249,605$235,052$215,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,298monthly$1,219monthly$1,148monthly$1,051monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$2,510

Total Land Transfer Tax

$2,510

Around this home

6/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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