
197 Victoria Avenue E
South Huron (Stephen), ON N0M 1M0
- 3+1Bedrooms
- 2Bathrooms
- 2Garage
- 1100–1500Sq Ft
- $3,009Tax
- 97×167 ftLot Size
- Free EstimateSee Free Estimate Report

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About 197 Victoria Avenue E, South Huron, Stephen
Welcome to the perfect blend of rural charm and modern comfort in this 4-bedroom, 2-bathroom home on the edge of Crediton. Surrounded by mature cedars for privacy and backing onto open farm fields, this home provides a private retreat with easy access to local amenities. Inside, the open-concept layout is ideal for family living and entertaining. The heart of the home is the stunning gourmet kitchen with a 4.5' x 7.5' island, granite countertops, a gas stove with range, stainless steel appliances and plenty of space to gather and cook. Natural light pours in, creating a warm, inviting atmosphere that flows seamlessly into the dining and living areas. The lower level features a spacious family room with a cozy freestanding gas fireplace, perfect for unwinding. A separate entrance from the two-car garage adds versatility, offering options for multi-generational living, a home-based business, or extra storage. Step outside to a backyard private oasis designed for relaxation and enjoyment, with stone pathways, beautifully landscaped gardens, and fruit-bearing trees. The raised vegetable gardens await your green thumb, while the mature cherry and pear trees, along with grape and gooseberry vines, bring seasonal beauty and fresh produce right from your own yard. The gazebo and fire pit create the perfect spot for unwinding or enjoying summer nights under the stars. A large garden shed provides additional outdoor storage space. The large deck with a gas BBQ hookup offers a great space for outdoor dining while enjoying the peaceful views of the open fields. Conveniently located just 10 minutes from Exeter, 15 minutes to the sandy shores of Grand Bend, and 30 minutes to North London, this home offers small-town living with easy access to nearby amenities. Nearby, you'll find a dog park, snowmobile trails, baseball diamond, and a community centre with local events. Roof (2019), HVAC/AC (2021), Water Heater-Tankless owned (2022), 200-amp electrical panel, Fibre Optics
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,009
- Land Transfer Tax Fee
- $9,455
- Basement Type
- Separate Entrance, Finished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Water Heater Owned, Auto Garage Door Remote, Countertop Range, ERV/HRV, Storage, Sump Pump
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Privacy
- Pool
- None
- Property Features
- Park, School Bus Route, School, Rec./Commun.Centre
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
- Approx Age
- 31-50
Construction
- Exterior Finish
- Aluminum Siding, Brick
- Roof
- Fibreglass Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 97.00 ft
- Lot Depth
- 166.93 ft
- Lot Size
- 0.373
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Range, Microwave, Dishwasher, Washer and Dryer
Exclusions
- Exclusions
- Freezer in Basement, Bar Counter in Basement, Beverage Fridge in garage and basement, Wine rack, desk in office, floating shelves in office, TV mounts
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bathroom—Main level
- Bedroom 2—Main level
- Bedroom 3—Main level
- Primary Bedroom—Main level
- Laundry—Main level
- Foyer—Main level
- Bedroom 4—Lower level
- Family Room—Lower level
- Bathroom—Lower level
- Sitting—Lower level
- Utility Room—Lower level
- Workshop—Lower level
Washrooms
- 4-piece, Main
- 3-piece, Lower
- Municipality
- South Huron
- Neighbourhood
- Stephen
- Main cross streets
- Victoria Ave E and King St
- Zoning
- R1
- Directions
- Elginfield Road to Crediton Road- turns into Victoria Ave E
- MLS® number
- X11997668
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-03-21
- Listed on
- 2025-03-03
- Days on market
- 18 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- PRIME REAL ESTATE BROKERAGE
Home Market Value
Current home valuation for 197 Victoria Avenue E, South Huron, Stephen, South Huron, ON. Listed for $649,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 197 Victoria Avenue E, South Huron, Stephen
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $149,000 over $500K
$39,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,350 | $18,107 | $15,446 | $0 |
=Total mortgage | $633,112 | $602,207 | $567,096 | $519,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,091monthly | $2,940monthly | $2,769monthly | $2,535monthly |
Land Transfer Tax
$9,455
$9,455
Around this home
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