Listed for:Listed Aug 5, 2026
$1,450,000

5 Phillip Street

South Huron (Stephen), ON N0M 1T0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 5 Phillip Street, South Huron, Stephen

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 5 Phillip Street, South Huron, Stephen

Summarized Description

  • Private oasis in gated community of Oakwood Park.
  • Original cottage with spacious modern addition.
  • 7 bedrooms and 5 bathrooms for ample space.
  • Screened patio with heated floors for comfort.
  • Steps away from private sandy beach.
  • Close proximity to Oakwood Golf Course.
  • Granite countertops and stainless steel appliances.
  • New furnace and AC installed in 2026.

Private oasis in the gated community of Oakwood Park, Grand Bend. This property is the perfect blend of character featuring the original 2 bedroom cottage built in the 1920s with a spacious 3 level addition in 2002 to create a 3600 sqft living space featuring 7 bedrooms, 5 bathrooms, 4 fireplaces, 2 kitchens, spacious screened in patio with heated floors and space for the whole family to enjoy life by the beach on a double wide lot. The home offers great curb appeal with a mature tree setting, granite stone retaining walls leading to landscaped gardens, stamped concrete front patio, composite accent shakes with vinyl siding exterior and terraced stone leading to the lower level walkout patio. Inside, the original cottage brings back the charm with a galley style kitchen leading to a large eating area with a natural wood fireplace on a stone accent wall. Spacious living room rebuilt in the 90s offers wood cathedral ceilings, a wall of windows for natural light throughout and space to unwind. 2 bedrooms and a full bathroom so it has everything if you wanted to create a separate living area. The three level newer addition brings functional living space and modern amenities to the home. The main floor offers an open concept great room that includes pecan hardwood flooring, gas fireplace in the living room, granite countertops with sit up bar in the kitchen, stainless steel appliances and eating area. Upstairs you have your primary bedroom suite complete with exposed wood beams on a cathedral ceiling, gas fireplace, walk in closet, and full ensuite bath with heated floors and tile shower. 2 additional bedrooms, sitting area and full bath complete the second level with another 2 bedrooms and full bath finishing off the main floor. Walk out lower level with heated floors includes a family room with a gas fireplace on a stone accent wall, hot tub room with exterior vent, bathroom and laundry. New furnace and AC 2026. Just steps to private sandy beach and Oakwood Golf Course

Key Facts & Features

Property Costs

Annual Property Tax Amount
$9,532
Land Transfer Tax Fee
$25,475

Basement Type
Partial Basement, Walk-Out

Interior Features

Laundry Level
Lower Level
Interior Extras
Guest Accommodations, On Demand Water Heater
View
Forest, Golf Course, Trees/Woods
Security Features
Alarm System
Fireplace/Stove
Yes
Fireplace Features
Living Room, Natural Gas, Family Room, Wood
Elevator
No

Exterior Features

Exterior Extras
Patio, Landscaped, Privacy
Pool
None
Property Features
Beach, Golf, Lake Access, Lake/Pond
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Vinyl Siding, Other
Roof
Shingles
Foundation Details
Concrete, Concrete Block
Special Designation
Unknown

Lot

Lot Front
100.00 ft
Lot Depth
102.86 ft
Lot Shape
Rectangular

Inclusions

Inclusions
washer, dryer, 2 fridges, 2 stoves, 2 dishwashers, on demand HW heater, microwave

Exclusions

Exclusions
All hanging artwork and mirrors except bathroom mirrors

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
5
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Septic
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Available

Bedrooms
7
Washrooms
5
Kitchens
2
Family / bonus room
Yes

Room sizes

  • Bedroom—
    Main level, Hardwood Floor
  • Bedroom—
    Main level
  • Bathroom—
    Lower level, 3 Pc Bath, Laminate
  • Great Room—
    Main level, Combined w/Kitchen, Combined w/Living, Hardwood Floor
  • Bathroom—
    Main level, 3 Pc Bath
  • Bedroom—
    Main level
  • Family Room—
    Main level, Cathedral Ceiling(s)
  • Sitting—
    Second level, Hardwood Floor, Vaulted Ceiling(s)
  • Bathroom—
    Second level, 3 Pc Bath, Tile Floor
  • Bedroom—
    Second level, Vaulted Ceiling(s)
  • Kitchen—
    Main level, Granite Counters
  • Mud Room—
    Lower level, Combined w/Laundry, Heated Floor, Walk-Out
  • Bathroom—
    Main level, Tile Floor, Granite Counters, 3 Pc Bath
  • Bedroom—
    Main level
  • Dining Room—
    Main level, Fireplace, Stone Fireplace
  • Bathroom—
    Second level, 4 Pc Ensuite, Heated Floor, Double Sink
  • Other—
    Lower level, Hot Tub
  • Family Room—
    Lower level, Heated Floor, Walk-Out, Gas Fireplace
  • Bedroom—
    Second level, Vaulted Ceiling(s)
  • Primary Bedroom—
    Second level, Gas Fireplace, Walk-In Closet(s), Ensuite Bath

Washrooms

  • 3-piece, Main
  • 3-piece, Second
  • 4-piece, Second
  • 3-piece, Lower

Municipality
South Huron
Neighbourhood
Stephen
Main cross streets
Phillip Street & Frances Crescent
Zoning
LR1-2
Directions
Enter Oakwood Park through Indian Road Gates. Turn right at Summit Ave and go around the bend by Oakwood Golf Course. Turn right on Forest Ave. Turn right on Phillip Street.

MLS® number
X13642116
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-05
Updated on
2026-08-05
Days on market
72 days
Possession type
Flexible
Co-op commission
2% - See Remarks
Seller
Listed by
RE/MAX BLUEWATER REALTY INC.

Home Market Value

Current home valuation for 5 Phillip Street, South Huron, Stephen, South Huron, ON. Listed for $1,450,000

HOMEH Estimate

?

$1,239,886

Estimated Sales Range

?

$953,758 - $1,771,266

HOMEH Estimate for 5 Phillip Street, South Huron, Stephen

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,239,886Low confidence
Based on 15 comparable properties
+ $210,114 (17%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
South Huron, ON
Minimum Down Payment Required:8.3%

5% on first $500K + 10% on $950,000 over $500K

Minimum down payment

$120,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$53,186$40,455$34,510$0
=Total mortgage
$1,382,836$1,345,455$1,267,010$1,160,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$6,752monthly$6,569monthly$6,186monthly$5,664monthly
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Land Transfer Tax

Provincial

$25,475

Total Land Transfer Tax

$25,475

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Grand Bend

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