
2 Ripley Lane
St. Thomas, ON N5R 5X1
- 3+1Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $3,178Tax
- 54×96 ftLot Size
- Estimated Value:$524,464See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 2 Ripley Lane, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-03-19 | 2025-04-04 | Login to See Prices | Sold | x12029368 |
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About 2 Ripley Lane, St. Thomas
Step into this stunning 4-bedroom, 2-bathroom bungalow, completely revitalized from top to bottom, offering both style and functionality. With a separate in-law suite featuring its own private entrance, this home provides a fantastic opportunity to offset your mortgage or accommodate multigenerational living with ease. Perfectly situated directly behind the Elgin Centre, this property combines convenience with modern charm. The interior boasts brand-new flooring throughout, leading you into a spacious and inviting living room. The beautifully remodeled kitchen features ample cupboard space, luxurious stone countertops, and enough room for a dining table, making it an ideal spot for family gatherings. The generously sized bedrooms ensure comfort and privacy for everyone in the household. The lower level includes a private entrance through the garage, offering a full suite that's both practical and private. A generously sized family room doubles as a dining and entertaining space, while the fully equipped kitchen makes independent living a breeze. The remodeled 4-piece bathroom, featuring modern fixtures and finishes, adds a touch of luxury. Additionally, the basement includes a spacious bedroom with a new egress window for safety and natural light. Two of the lower level photos are virtually staged to show how Buyers can use the space. Recent updates in 2025 further enhance this homes appeal, including a new insulated garage door, freshly capped windows, new trim, and meticulous landscaping. The property has been freshly painted throughout and now features two remodeled bathrooms, a brand-new main floor kitchen, updated appliances, and more. There's nothing left to do but move in and start enjoying your new home. This property is a true pleasure to show don't miss your chance to see it!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,178
- Land Transfer Tax Fee
- $8,473
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Apartment, Separate Entrance
Interior Features
- Interior Extras
- Auto Garage Door Remote, In-Law Suite, Primary Bedroom - Main Floor, Sump Pump, Water Heater
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Landscaped
- Pool
- None
- Property Features
- Fenced Yard, Place Of Worship, School Bus Route
- Other Structures
- Fence - Full, Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 31-50
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Rolled
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 53.57 ft
- Lot Depth
- 96.30 ft
Inclusions
- Inclusions
- Fridge X2, Stove, Dishwasher, washer, dryer
Exclusions
- Exclusions
- NA
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Dining Room—Main level
- Bathroom—Main level, 4 Pc Bath
- Primary Bedroom—Main level
- Bedroom 2—Main level
- Bedroom 3—Main level
- Family Room—Lower level
- Kitchen—Lower level
- Bedroom 4—Lower level
- Bathroom—Lower level, 4 Pc Ensuite
Washrooms
- 4-piece, Main
- 4-piece, Lower
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Highview
- Directions
- Highview
- MLS® number
- X12029368
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-04-04
- Listed on
- 2025-03-19
- Days on market
- 16 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- STREETCITY REALTY INC.
Home Market Value
Current home valuation for 2 Ripley Lane, St. Thomas, St. Thomas, ON. Listed for $599,900
HOMEH Estimate
$524,464
Estimated Sales Range
$461,932 - $586,996
HOMEH Estimate for 2 Ripley Lane, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,900 over $500K
$34,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,580 | $16,737 | $14,278 | $0 |
=Total mortgage | $587,086 | $556,647 | $524,193 | $479,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,866monthly | $2,718monthly | $2,559monthly | $2,343monthly |
Land Transfer Tax
$8,473
$8,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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