Sold for:Sold Apr 4, 2025
$599,900

2 Ripley Lane

St. Thomas, ON N5R 5X1

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 2 Ripley Lane, St. Thomas

2025-03-19
2025-04-04
Sold
Price
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MLS#
x12029368

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 2 Ripley Lane, St. Thomas

Step into this stunning 4-bedroom, 2-bathroom bungalow, completely revitalized from top to bottom, offering both style and functionality. With a separate in-law suite featuring its own private entrance, this home provides a fantastic opportunity to offset your mortgage or accommodate multigenerational living with ease. Perfectly situated directly behind the Elgin Centre, this property combines convenience with modern charm. The interior boasts brand-new flooring throughout, leading you into a spacious and inviting living room. The beautifully remodeled kitchen features ample cupboard space, luxurious stone countertops, and enough room for a dining table, making it an ideal spot for family gatherings. The generously sized bedrooms ensure comfort and privacy for everyone in the household. The lower level includes a private entrance through the garage, offering a full suite that's both practical and private. A generously sized family room doubles as a dining and entertaining space, while the fully equipped kitchen makes independent living a breeze. The remodeled 4-piece bathroom, featuring modern fixtures and finishes, adds a touch of luxury. Additionally, the basement includes a spacious bedroom with a new egress window for safety and natural light. Two of the lower level photos are virtually staged to show how Buyers can use the space. Recent updates in 2025 further enhance this homes appeal, including a new insulated garage door, freshly capped windows, new trim, and meticulous landscaping. The property has been freshly painted throughout and now features two remodeled bathrooms, a brand-new main floor kitchen, updated appliances, and more. There's nothing left to do but move in and start enjoying your new home. This property is a true pleasure to show don't miss your chance to see it!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,178
Land Transfer Tax Fee
$8,473

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Apartment, Separate Entrance

Interior Features

Interior Extras
Auto Garage Door Remote, In-Law Suite, Primary Bedroom - Main Floor, Sump Pump, Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Landscaped
Pool
None
Property Features
Fenced Yard, Place Of Worship, School Bus Route
Other Structures
Fence - Full, Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
31-50

Construction

Exterior Finish
Brick
Roof
Asphalt Rolled
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
53.57 ft
Lot Depth
96.30 ft

Inclusions

Inclusions
Fridge X2, Stove, Dishwasher, washer, dryer

Exclusions

Exclusions
NA

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes

Bedrooms
3 + 1
Washrooms
2
Kitchens
2

Room sizes

  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Primary Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Bedroom 3—
    Main level
  • Family Room—
    Lower level
  • Kitchen—
    Lower level
  • Bedroom 4—
    Lower level
  • Bathroom—
    Lower level, 4 Pc Ensuite

Washrooms

  • 4-piece, Main
  • 4-piece, Lower

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Highview
Directions
Highview

MLS® number
X12029368
Data source
Toronto Regional Real Estate Board
Status change
2025-04-04
Listed on
2025-03-19
Days on market
16 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
STREETCITY REALTY INC.

Home Market Value

Current home valuation for 2 Ripley Lane, St. Thomas, St. Thomas, ON. Listed for $599,900

HOMEH Estimate

?

$524,464

Estimated Sales Range

?

$461,932 - $586,996

HOMEH Estimate for 2 Ripley Lane, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$524,464Low confidence
Based on 6 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $99,900 over $500K

Minimum down payment

$34,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,580$16,737$14,278$0
=Total mortgage
$587,086$556,647$524,193$479,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,866monthly$2,718monthly$2,559monthly$2,343monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,473

Total Land Transfer Tax

$8,473

Around this home

3/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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