3 Smith Avenue
St. Thomas, ON N5R 4A9
- 4Bedrooms
- 2Bathrooms
- 3Parking
- 1500–2000Sq Ft
- $2,130Tax
- 45×53 ftLot Size
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About 3 Smith Avenue, St. Thomas
Attention all investors, first time home buyers and mortgage helpers!! 3 Smith Avenue is an excellent investment property located in the desirable neighbourhood of Lyndale, SOUTH of Wellington street in St Thomas. This well maintained property has two units with two bedrooms and 4pc baths in each. Tenants can also utilize their own privately assigned decks, located in the front, and side of the home. Separate meters will keep the utilities easy to assign.The lower unit has an eat in kitchen, dining room, and interior access to the basement laundry, boasting 2 washers and 1 dryer. It is currently rented for $877 + hydro and is eligible for a 2025 rent increase. The upper tenant can enjoy large, newer vinyl windows spreading tons of light throughout the kitchen, living room and bedrooms. It is currently vacant, awaiting you to assign your own rental pricing. Updates include a new roof in 2022.Extra storage available to tenants via the basement and two large garden sheds.Buy now to start your investment portfolio, or easily convert the home back to a single family dwelling. Competitively priced. Book a viewing now. 3 Smith Ave. won't last long.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,130
- Land Transfer Tax Fee
- $5,073
Rental Items
- Rental Equipment
- Hot water tank as seen per MLS listing.
- Basement Type
- Full, Unfinished
Interior Features
- Interior Extras
- Air Exchanger, Separate Hydro Meter, Water Heater
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Arts Centre, Fenced Yard, Park, Place Of Worship, Public Transit, School
- Other Structures
- Garden Shed
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 45.00 ft
- Lot Depth
- 53.00 ft
- Lot Size
- 2385
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- 2 Fridges, 2 Stoves as pictured on MLS listing. 1 dishwasher (main) as per MLS listing.2 washing machines and one dryer as pictured on MLS listing and 1 Dryer (basement with separate access)3 Hydro Meters (upper, lower, basement)
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 3
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Living Room—Main level
- Kitchen—Main level, Eat-in Kitchen
- Bedroom—Main level
- Bedroom—Main level
- Kitchen—Second level
- Living Room—Second level
- Bedroom—Second level
- Bedroom—Second level
- Laundry—Basement level
Washrooms
- 4-piece, Ground
- 4-piece, Second
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Wellington St. and Fifth Ave.
- Zoning
- R-4
- Directions
- Heading East or West on Wellington, turn South onto Smith Ave.
- MLS® number
- X12075743
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-05-12
- Listed on
- 2025-04-10
- Days on market
- 32 days
- Possession type
- Other
- Co-op commission
- 2% + HST
- Seller
- Listed by
- SUTTON GROUP - SELECT REALTY
Home Market Value
Current home valuation for 3 Smith Avenue, St. Thomas, St. Thomas, ON. Listed for $429,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 3 Smith Avenue, St. Thomas
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$21,495
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $16,336 | $11,994 | $10,232 | $0 |
=Total mortgage | $424,741 | $398,904 | $375,647 | $343,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,074monthly | $1,948monthly | $1,834monthly | $1,679monthly |
Land Transfer Tax
$5,073
$5,073
Around this home
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