Sold for:Sold Jul 31, 2026
$625,000

45 Riverbank Drive

St. Thomas, ON N5P 4M8

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 45 Riverbank Drive, St. Thomas

2026-07-13
2026-07-31
Sold
Price
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MLS#
x13558238
2026-06-24
2026-07-13
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 45 Riverbank Drive, St. Thomas

Summarized Description

  • Located in St.
  • Thomas' north end community.
  • Three bedrooms and three bathrooms.
  • Bright layout with main floor laundry.
  • Updated kitchen overlooks serene garden.
  • Private fenced backyard with deck.
  • Conveniently near main routes.
  • Well maintained with recent updates.

Welcome to 45 Riverbank Drive in St. Thomas' north end community. This practical 2 storey home offers three-bedrooms, three-bathrooms, main floor laundry and a bright, sensible layout, with an updated kitchen that overlooks the serene garden. The spacious primary suite includes an en-suite bath, and you'll find plenty of room for family or guests with the additional large bedrooms and baths. Located conveniently near to main routes and only 20 minutes to London's south end. This home has been very well maintained and boasts a private, fenced back yard with pristine garden. Enjoy the sprawling deck and back yard shed on a concrete patio perfect for outdoor entertaining. Updates include: granite counters, backsplash and lighting, flooring in kitchen and dining (2017), appliances (2018), Fireplace rebuilt (2023), main bath, floors and vanity (2023)

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,718
Land Transfer Tax Fee
$8,975

Basement Type
Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
Other
View
Garden
Security Features
Alarm System
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Porch, Hot Tub, Patio
Pool
None
Property Features
Campground, Fenced Yard, Greenbelt/Conservation, Hospital, Library, Rec./Commun.Centre
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
16-30

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
50.01 ft
Lot Depth
134.65 ft
Lot Size
0.155
Lot Shape
Rectangular

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bathroom—
    Upper level, 4 Pc Bath
  • Other—
    Basement level, Unfinished
  • Primary Bedroom—
    Upper level, Walk-In Closet(s)
  • Bedroom—
    Upper level
  • Kitchen—
    Main level
  • Bedroom—
    Upper level
  • Living Room—
    Main level
  • Foyer—
    Main level
  • Bathroom—
    Upper level, 4 Pc Ensuite
  • Dining Room—
    Main level
  • Primary Bedroom—
    Upper level
  • Laundry—
    Main level
  • Other—
    Basement level, Unfinished
  • Bathroom—
    Main level, 2 Pc Bath
  • Other—
    Basement level, Unfinished

Washrooms

  • 2-piece, Main
  • 4-piece, Upper

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Burwell and Riverbank
Zoning
R3-63
Directions
Burwell and Riverbank
Waterfront
None

MLS® number
X13558238
Data source
Toronto Regional Real Estate Board
Status change
2026-07-31
Listed on
2026-07-13
Days on market
18 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
RE/MAX CENTRE CITY REALTY INC.

Home Market Value

Current home valuation for 45 Riverbank Drive, St. Thomas, St. Thomas, ON. Listed for $625,000

HOMEH Estimate

?

$590,000

Estimated Sales Range

?

$466,100 - $713,900

HOMEH Estimate for 45 Riverbank Drive, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$590,000Medium confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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St. Thomas, ON
Minimum Down Payment Required:6.0%

5% on first $500K + 10% on $125,000 over $500K

Minimum down payment

$37,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
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%
$
+CMHC insurance
$23,500$17,438$14,875$0
=Total mortgage
$611,000$579,938$546,125$500,000
Amortization
Mortgage rate
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%
%
%
Payment frequency
=Mortgage payment
$2,983monthly$2,832monthly$2,666monthly$2,441monthly
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Land Transfer Tax

Provincial

$8,975

Total Land Transfer Tax

$8,975

Around this home

0/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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5.8 /10

Lockes

Public·elementary·2.8km

5.1 /10

Monsignor Morrison

Private·elementary·2.9km

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