Listed for:Listed 3 days ago
$419,900

48 Elizabeth Street

St. Thomas, ON N5R 2X1

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 48 Elizabeth Street, St. Thomas

No listing history available

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About 48 Elizabeth Street, St. Thomas

Summarized Description

  • Spacious 4-bedroom home with thoughtful updates
  • Private backyard ideal for entertaining
  • Updated bathroom and durable metal roof
  • Functional layout for families and home office
  • Generous living and dining rooms
  • Low-maintenance exterior for peace of mind
  • Ample storage with garage and sheds
  • Move-in ready with modern appeal

Don't judge this one by its first impression - this deceptively spacious 4-bedroom home has so much more to offer than first meets the eye. Warm, inviting, and thoughtfully updated, it's the perfect place to put down roots and create lasting memories. Inside, you'll appreciate the functional layout that offers space for growing families, guests, or a home office. Gather with family and friends in the generous size living room and formal dining room, then step through to the kitchen which provides easy access to the private backyard designed for entertaining loved ones both young and old. Whether it's summer barbecues, children's playtime, or relaxing evenings under the stars, this outdoor space is sure to become a favourite. With the benefits of thoughtful updates, including select replacement windows and an updated bathroom there's added comfort, functionality, and move-in appeal. To complete the package, the durable metal roof and low-maintenance exterior provide peace of mind, while the garage, large storage shed and smaller garden shed offer plenty of room for vehicles, tools, and seasonal items. This home offers more space, more value, and more opportunities than you might expect, so why not come inside and see for yourself. Book your showing today!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,461
Land Transfer Tax Fee
$4,873

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Heater

Basement Type
Unfinished

Interior Features

Interior Extras
Carpet Free
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch Enclosed
Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Other
Roof
Metal
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
26.17 ft
Lot Depth
123.35 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer, All Window Covereds, Bookcase in living room, All TV Wall Mounts, Kitchen Island, Shelves in Kitchen, Shelves in Bathroom, Bathroom Mirror, White Cabinet in Bathroom, Chest Freezer in Basement, Fridge in Basement, Plug-In Light Fixtures in Basement, Gazebo, Playset, 2 Sheds

Exclusions

Exclusions
Video Doorbell, 2 Blink Cameras, All TVs, Microwave, Plug-In Light Fixture in Bedroom, Workbench in Basement, Shelving in Basement

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
1
Kitchens
1

Room sizes

  • Bedroom 3—
    Second level
  • Bedroom 4—
    Second level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Second level
  • Sunroom—
    Main level
  • Kitchen—
    Main level
  • Bedroom 2—
    Second level

Washrooms

  • 4-piece, Second

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Wellington St and Princess Ave
Zoning
R4
Directions
From Wellington Street, North on Southwick St, East on Elizabeth St

MLS® number
X14092320
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-19
Updated on
2026-10-19
Days on market
3 days
Possession type
60-89 days
Co-op commission
2% + HST
Seller
Listed by
ELGIN REALTY LIMITED

Home Market Value

Current home valuation for 48 Elizabeth Street, St. Thomas, St. Thomas, ON. Listed for $419,900

HOMEH Estimate

?

$420,664

Estimated Sales Range

?

$332,325 - $509,003

HOMEH Estimate for 48 Elizabeth Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$420,664Medium confidence
Based on 3 comparable properties
− $764 (0%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$20,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,956$11,715$9,994$0
=Total mortgage
$414,861$389,625$366,909$335,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,026monthly$1,902monthly$1,791monthly$1,640monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,873

Total Land Transfer Tax

$4,873

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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