
89 Scott Street
St. Thomas, ON N5P 1L1
- 3Bedrooms
- 1Bathroom
- 2Garage
- 1100–1500Sq Ft
- $2,669Tax
- 45×82 ftLot Size
- Estimated Value:$314,500See Free Estimate Report

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About 89 Scott Street, St. Thomas
Summarized Description
- Updated detached home with flexible layout.
- Bright kitchen featuring a skylight.
- Brand new appliances included.
- Open living and dining area with updates.
- Quick possession available for buyers.
- Located near major employers and transit.
- Fully fenced yard for privacy.
- Affordable option under $400,000.
Updated detached home offering a practical and flexible layout. This 3-bedroom, 2-storey property features a bright kitchen with skylight, brand new appliances, main-floor laundry, and a new furnace installed in 2025. The main level offers an open living and dining area with updated flooring and lighting, along with a walkout to a rear deck overlooking the fully fenced yard. The current main-floor living room can be reconfigured into an additional bedroom if desired, providing flexibility for buyers seeking a main-floor sleeping option, home office, or alternative layout. All three existing bedrooms are located on the second level, offering separation between living and sleeping spaces. Recent updates focus on everyday functionality and mechanical improvements, making this a solid option for buyers looking to move in and personalize over time. The basement is unfinished and currently used for storage. Conveniently situated with access to schools, transit, shopping, and major employers. The property is located within proximity to the Volkswagen EV battery manufacturing facility currently under development, as well as the Amazon fulfillment centre, contributing to ongoing employment and infrastructure investment in the area. An opportunity to purchase in an area experiencing continued growth and investment. Buyer to verify all information. Quick possession available. A detached home under $400,000 offering flexibility, recent updates, and long-term usability.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,669
- Land Transfer Tax Fee
- $4,474
Rental Items
- Rental Equipment
- Water Heater
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
- Property Features
- Fenced Yard, Hospital, Place Of Worship, Public Transit, School
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 45.37 ft
- Lot Depth
- 81.60 ft
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Dining Room—Main level
- Laundry—Main level
- Foyer—Main level
- Bedroom—Second level
- Bedroom—Second level
- Bedroom—Second level
Washrooms
- 5-piece, Main
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Hiawatha Street / Scott Street.
- Zoning
- R4
- Directions
- North of Hiawatha Street from Talbot. Left on Scott Street
- MLS® number
- X12661938
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-02-04
- Listed on
- 2026-01-05
- Days on market
- 30 days
- Possession type
- Immediate
- Co-op commission
- 2% + HST
- Seller
- Listed by
- Century 21 Heritage House Ltd Brokerage
Home Market Value
Current home valuation for 89 Scott Street, St. Thomas, St. Thomas, ON. Listed for $399,900
HOMEH Estimate
$314,500
Estimated Sales Range
$234,708 - $394,292
HOMEH Estimate for 89 Scott Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$19,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $15,196 | $11,157 | $9,518 | $0 |
=Total mortgage | $395,101 | $371,067 | $349,433 | $319,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,929monthly | $1,812monthly | $1,706monthly | $1,562monthly |
Land Transfer Tax
$4,474
$4,474
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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