
634 Cedarstone Road
Stone Mills, ON K0K 3G0
- 3+1Bedrooms
- 2Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $4,666Tax
- 108×446 ftLot Size
- Estimated Value:$940,500See Free Estimate Report

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About 634 Cedarstone Road, Stone Mills
Summarized Description
- Unique one-acre waterfront property on Beaver Lake.
- Fully renovated home with modern finishes.
- Chef's kitchen with quartz countertops and stainless steel appliances.
- Spacious upper-level deck perfect for entertaining.
- Professional landscaping creates a stunning outdoor oasis.
- Finished basement includes family room and bar.
- Private sandy lounge area and dock for boating.
- Conveniently located 2.5 hours from Toronto.
Welcome home to Cedarstone Road! A truly one-of-a-kind one-acre waterfront retreat nestled on Beaver Lake in Tamworth. This stunning property blends beautiful interior finishes with breathtaking outdoor living, offering a rare opportunity to own a meticulously upgraded home on a picturesque lakefront lot. Step into the brand-new chef's kitchen, featuring expansive quartz countertops, an eat-in peninsula, stainless steel appliances, tiled backsplash, under-cabinet lighting, and heated floors. The open-concept living and dining area is flooded w/natural light through a dramatic A-frame window and walks out to a spacious upper-level deck with BBQ and lounge space, ideal for entertaining or taking in the view. The main floor offers three well-appointed bedrooms, a four-piece bath w/heated floors, & a primary bedroom w/a walkout to the deck. Downstairs, the fully finished basement includes a generous family room with a bar, an additional bedroom, & a second full bathroom, along with a spacious gym area/flex space. Step outside to paradise with over $250,000 in professional landscaping, creating an outdoor oasis that has to be seen. A lower seating area along with a new lower concrete patio offers dedicated seating, storage, and is covered for all-weather use, while a manicured path lined w/armour stone leads you through lush gardens filled with berries, perennials, hedges, and more. At the waterfront, enjoy a private sandy lounge area, a large deck, and a dock-perfect for boating, catching a tan, or casting a line. There's even a custom waterfront shed with a mini fridge and storage for your gear. Whether you're looking for a turn-key waterfront home or a luxe cottage escape from the city, 634 Cedarstone Road is a rare gem that offers it all. Located just 2.5 hours from Toronto, 2 hours from Ottawa, and only 35 minutes from Kingston, this lakefront retreat offers peaceful seclusion without sacrificing accessibility. This property isn't just a home - it's a lifestyle
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,666
- Land Transfer Tax Fee
- $17,055
- Basement Type
- Finished
Interior Features
- Interior Extras
- Bar Fridge, Primary Bedroom - Main Floor, Propane Tank, Storage, Water Heater
- View
- Garden, Trees/Woods, Water
- Fireplace/Stove
- No
- Fireplace Features
- Electric, Wood Stove
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Lawn Sprinkler System, Privacy
- Pool
- None
- Property Features
- Lake Access, Lake/Pond, Waterfront, Wooded/Treed
- Other Structures
- Garden Shed, Shed, Storage
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
Construction
- Exterior Finish
- Aluminum Siding, Brick
- Roof
- Not Applicable
- Foundation Details
- Not Applicable
- Special Designation
- Unknown
Lot
- Lot Front
- 107.90 ft
- Lot Depth
- 445.63 ft
Inclusions
- Inclusions
- S/S Range, S/S Range hood, S/S dishwasher, s/s fridge, wine fridge, basement fridge. Mirrored storage in gym, headboards in the main floor bedrooms. Washer, dryer.
Exclusions
- Exclusions
- Gym equipment, window coverings in primary bedroom, main floor TV.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 8
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- None
- Water
- Well
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
Washrooms
- 4-piece, Main
- 4-piece, Basement
- Municipality
- Stone Mills
- Neighbourhood
- Stone Mills
- Main cross streets
- County Rd 4 and Cedarstone Rd
- Directions
- County Rd 4 and Cedarstone Rd
- Waterfront
- Direct
- MLS® number
- X13148502
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-08
- Listed on
- 2026-05-20
- Days on market
- 111 days
- Possession type
- 30-59 days
- Co-op commission
- 2%
- Seller
- Listed by
- CHESTNUT PARK REAL ESTATE LIMITED
Home Market Value
Current home valuation for 634 Cedarstone Road, Stone Mills, Stone Mills, ON. Listed for $1,029,000
HOMEH Estimate
$940,500
Estimated Sales Range
$827,725 - $1,053,275
HOMEH Estimate for 634 Cedarstone Road, Stone Mills
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $529,000 over $500K
$77,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $38,032 | $28,709 | $24,490 | $0 |
=Total mortgage | $988,828 | $954,809 | $899,140 | $823,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,828monthly | $4,662monthly | $4,390monthly | $4,019monthly |
Land Transfer Tax
$17,055
$17,055
Around this home
No schools found nearby
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