Listed for:Listed Jul 7, 2026
$395,000

Unit L1, 21 Earl Street

Toronto (North St. James Town), ON M4Y 3C8

Condo Apartment For Sale
Earl Lofts exteriorEarl Lofts4 storeys, 58 suites, built 2003
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for Unit L1, 21 Earl Street, Toronto, North St. James Town

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit L1, 21 Earl Street, Toronto, North St. James Town

Summarized Description

  • Freshly renovated ground-level studio in downtown Toronto.
  • Move-in ready with modern finishes and open layout.
  • Private patio for outdoor relaxation.
  • Convenient en-suite laundry and ample storage.
  • Boutique building with a welcoming community feel.
  • Steps away from transit, shops, and dining.
  • Ideal for first-time buyers or investors.
  • Turnkey opportunity in a vibrant location.

Tucked away on a quiet, tree-lined street in the heart of the city, this freshly renovated ground-level studio is completely move-in ready, offering the perfect blend of charm, function, and downtown convenience. The suite features new flooring, fresh paint, and a thoughtfully designed open layout. You'll love the walk-out to a private patio, ample storage, a walk-in closet, and an en-suite laundry, combining style and practicality in one inviting space. Whether you're a first-time buyer, investor, or looking for a stylish pied-à-terre, this unit checks all the boxes. The boutique building has a welcoming community feel and is just steps from transit, shops, dining, and everything downtown Toronto has to offer. A genuine turnkey opportunity in a vibrant and connected location

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,863
Land Transfer Tax Fee
$8,800

Condo/Maintenance Fee

Maintenance Fee
$390 /month

Included In Maintenance Fee

  • Heat Included
  • Common Elements Included
  • Hydro Included
  • Building Insurance Included
  • Water Included
  • CAC Included

Basement Type
None

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
Ensuite
Laundry Level
Main Level
Interior Extras
Storage Area Lockers
Fireplace/Stove
No
Fireplace Features
Electric
Elevator
No

Exterior Features

Balcony
Open

Building Amenities

  • Bike Storage
  • Community BBQ
  • Visitor Parking

Building

Building Type
Condo Apartment
Building Style
Apartment
Condo Corp Number
1635

Construction

Exposure
South
Exterior Finish
Concrete
Foundation Details
Block
Special Designation
Unknown

Inclusions

Inclusions
Fridge, Stove, Dishwasher (AS IS), Combined Washer/Dryer, Hot Water Tank, and All Electrical Light Fixtures.

Parking & Garages

Garage Type
Underground
Garage Spaces
0
Parking Type
None
Parking Spaces
0
Total Garage And Parking Spaces
0

Lockers

Locker Type
Ensuite+Common

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air

Washrooms
1
Kitchens
1

Room sizes

  • Living Room—
    Main level, Open Concept, W/O To Patio, Large Window
  • Kitchen—
    Main level, Double Sink, Breakfast Area, Granite Counters
  • Bedroom—
    Main level, Open Concept, Walk-In Closet(s), Large Window
  • Dining Room—
    Main level, Open Concept, B/I Shelves, Large Window

Washrooms

  • 4-piece, Main

Municipality
Toronto
Neighbourhood
North St. James Town
Main cross streets
Jarvis/Wellesley
Directions
Jarvis/Wellesley

MLS® number
C13539470
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-07
Updated on
2026-07-12
Days on market
106 days
Possession type
Immediate
Co-op commission
2.5% + HST
Seller
Listed by
BOSLEY REAL ESTATE LTD.

Home Market Value

Current home valuation for Unit L1, 21 Earl Street, Toronto, North St. James Town, Toronto, ON. Listed for $395,000

HOMEH Estimate

?

$386,979

Estimated Sales Range

?

$329,722 - $443,249

HOMEH Estimate for Unit L1, 21 Earl Street, Toronto, North St. James Town

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$386,979High confidence
Based on 13 comparable properties
+ $8,021 (2%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Toronto, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$19,750

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,010$11,021$9,401$0
=Total mortgage
$390,260$366,521$345,151$316,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,905monthly$1,790monthly$1,685monthly$1,543monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,400

Municipal (Toronto)

$4,400

Total Land Transfer Tax

$8,800

Around this home

10/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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