Listed for:Listed Sep 14, 2026
$539,900

Unit 314, 21 Earl Street

Toronto (North St. James Town), ON M4Y 3C8

Condo Townhouse For Sale
Earl Lofts exteriorEarl Lofts4 storeys, 58 suites, built 2003
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for Unit 314, 21 Earl Street, Toronto, North St. James Town

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit 314, 21 Earl Street, Toronto, North St. James Town

Summarized Description

  • Unique two-storey loft with industrial character
  • Dramatic 17-foot ceilings enhance spaciousness
  • Massive windows provide abundant natural light
  • Modern kitchen features granite countertops
  • Private balcony offers serene south views
  • Located in a quiet, tree-lined cul-de-sac
  • Lower maintenance fees add to affordability
  • Convenient access to subway and local amenities

Experience the perfect blend of industrial character and modern luxury at Earl Lofts, a boutique gated community offering a rare, low-rise alternative to the typical downtown condo. This smartly designed two-storey residence features dramatic 17-foot ceilings and massive south-facing windows that flood the open-concept living space with natural light. The main level is built for effortless entertaining, centered around a modern updated kitchen with granite countertops, stainless steel appliances, and a cozy gas fireplace that leads to a private balcony with south views. The second level serves as a serene retreat, boasting a spacious primary bedroom with an open concept design to let the breeze flow through. Tucked away on a quiet, tree-lined cul-de-sac just steps from Jarvis and Bloor, this sun-drenched sanctuary provides an artful opulence with unbeatable access to the subway, Eataly, and the Rosedale Valley trails. With lower maintenance fees and no busy elevators to navigate, this unique oasis delivers both tranquility and urban convenience in one of the city's most coveted pockets.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,541
Land Transfer Tax Fee
$14,546

Condo/Maintenance Fee

Maintenance Fee
$633 /month

Included In Maintenance Fee

  • Building Insurance Included
  • Water Included

Rental Items

Rental Equipment
n/a

Basement Type
None

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
Ensuite
Laundry Level
Main Level
Interior Extras
None
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Balcony
Open
Exterior Extras
Security Gate, Controlled Entry

Building

Building Type
Condo Townhouse
Building Style
Loft
Approx Age
16-30
Condo Corp Number
1635

Construction

Exposure
South East
Exterior Finish
Stucco (Plaster)
Special Designation
Unknown

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer, All Electric Light Fixtures, Comfort Heater and A/C unit, All Broadloom Where Laid

Parking & Garages

Garage Type
Underground
Garage Spaces
0
Parking Type
None
Parking Spaces
0
Total Garage And Parking Spaces
0

Lockers

Locker Type
None

Heating & Cooling

Heat Source
Electric
Heat Type
Forced Air
Air Conditioning
Wall Unit(s)

Bedrooms
1
Washrooms
1
Kitchens
1

Room sizes

  • Kitchen—
    Main level, Hardwood Floor, Open Concept, Granite Counters
  • Living Room—
    Main level, Hardwood Floor, Combined w/Dining, South View
  • Bedroom—
    Second level, Broadloom, Overlooks Living, Open Concept
  • Foyer—
    Main level, Hardwood Floor, Combined w/Laundry
  • Bathroom—
    Second level, Ceramic Floor, 4 Pc Ensuite, Granite Counters

Washrooms

  • 4-piece, Upper

Municipality
Toronto
Neighbourhood
North St. James Town
Main cross streets
Jarvis & Bloor
Directions
Sherbourne St. to Earl Street

MLS® number
C13784172
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-14
Updated on
2026-10-01
Days on market
37 days
Possession type
60-89 days
Co-op commission
2.5% Plus Applicable Taxes
Seller
Listed by
RE/MAX HALLMARK REALTY LTD.

Home Market Value

Current home valuation for Unit 314, 21 Earl Street, Toronto, North St. James Town, Toronto, ON. Listed for $539,900

HOMEH Estimate

?

$473,740

Estimated Sales Range

?

$374,255 - $573,225

HOMEH Estimate for Unit 314, 21 Earl Street, Toronto, North St. James Town

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$473,740Medium confidence
Based on 9 comparable properties
+ $66,160 (14%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Toronto, ON
Minimum Down Payment Required:5.4%

5% on first $500K + 10% on $39,900 over $500K

Minimum down payment

$28,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,430$15,063$12,850$0
=Total mortgage
$531,175$500,973$471,765$431,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,593monthly$2,446monthly$2,303monthly$2,109monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,273

Municipal (Toronto)

$7,273

Total Land Transfer Tax

$14,546

Around this home

10/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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