Increase your
Down Payment
Simply

HOMEH puts 1.5% of the purchase price toward your down payment, straight from our buyer-agent commission and paid at closing. It's bank-recognized, with nothing to repay.

With HOMEH

Full rebate

Traditional agent

Purchase Price

$500,000

$300K$10M

Let's talk
about numbers

Home price

LTT rebate appliedFirst-time buyer

Buying in Toronto

$300K$10M

A traditional agent gives you $0 back. Here's what you keep with HOMEH:

$7,500

Down payment savings

Paid to you at closing

$12,416

Mortgage savings

Over 30 yrs · smaller loan

Total savings

How we boost your down payment.

Traditional agents keep 100% of the buyer commission paid by sellers. HOMEH returns 1.5% of that directly to you — as verified down payment funds.

Commission returned to you

Sellers pay a buyer commission to the buyer's agent. HOMEH shares 1.5% of the purchase price with you — paid on closing day, directly toward your down payment.

Bank-recognized, zero repayment

Most Canadian lenders accept the HOMEH contribution as down payment funds — confirm with yours. It is not a loan, so there is nothing to pay back.

Smaller mortgage, lower payments

The extra contribution reduces your mortgage principal and can eliminate CMHC insurance — saving you thousands over the life of your mortgage.

Talk to an agent →

Your down payment boost
is ready.

Find out how much HOMEH adds to your down payment. Our 1.5% buyer-agent rebate helps first-time home buyers in Ontario put more money down, borrow less, and buy a home sooner.

Buyer toolkit