How much
home can
you afford?
Answer five questions. We calculate your buying power — and show how much more HOMEH unlocks.
Buying Power · GTA Market
What you qualify for
HOMEH boosts your approval
+$40K – $80K buying power
via 1.5% down payment contribution
Five questions.
Your buying
power.
We use Canadian TDS/GDS rules, semi-annual compounding, and CMHC insurance to calculate your maximum purchase price.
Toronto, ON · prop. tax ~1%/yr · insurance ~$150/mo
- 1Where are you buying?
- 2Credit score?
- 3Annual income?$
- 4Down payment?$
- 5Monthly debts?
Car, credit cards, loans
$
Without HOMEH
$452K
With HOMEH boost
$458K
+$6K more buying power
HOMEH boost: $6,870 applied to your down payment.
Based on Canadian GDS/TDS rules and the mortgage stress test, 25yr amortization, 4.24% contract rate. For illustration only.
How we boost
your budget.
HOMEH adds 1.5% of the purchase price to your down payment. Here is how that changes your buying power.
Larger effective down payment
The 1.5% HOMEH contribution increases your down payment, which can reduce or eliminate CMHC insurance and lower your monthly payments.
Higher purchase ceiling
With a bigger down payment, you qualify for a higher purchase price while keeping the same monthly payment you can afford.
Bank-verified, no repayment
Most Canadian lenders accept the HOMEH contribution as down payment funds — confirm with yours. It is not a loan, so there is nothing to pay back.
Ready to see
what you
can afford?
Get a personalized buying power report and discover how much more home HOMEH unlocks for you.
More mortgage
calculators.
The full math of a Canadian mortgage, calculated honestly.
Make your dreams come home!
Book a free consultation to see how we make homeownership affordable and easy for you.
Know your number.