Question 1

Is the 1.5% HOMEH buyer rebate actually paid in cash to the household?

Accepted Answer

Yes. 1.5% of the purchase price, paid in real Canadian dollars, subject to eligibility and your buyer agreement. After the purchase closes, HOMEH wires the Cashback Rebate directly to the buyer's bank account from our regulated trust account, typically within 3 business days of closing. The same rebate can be redirected before closing as a Down Payment Boost, where the funds go to your real estate lawyer's trust account at least 5 business days ahead of closing, lowering the mortgage you draw.

Question 2

How can HOMEH afford the industry's highest Cashback Rebate?

Accepted Answer

On every Ontario sale, the seller already pays a buyer-side commission, typically 2.5% of the sale price, to whichever brokerage represents the buyer. HOMEH collects that commission like any other licensed brokerage, retains a small operating portion, and rebates the rest to the household (1.5% of the purchase price). Lower overhead from in-house technology and higher volume let the math work without compromising service.

Question 3

Should I get pre-qualified before I start touring homes?

Accepted Answer

Strongly recommended. A completed pre-qualification confirms your real budget, locks a competitive rate for 120 days, surfaces any document gaps before they become time pressure, and makes your offer stronger when the right home appears. The 5-minute online intake is free, never touches your credit, and an independent licensed mortgage broker we work with follows up within 24 business hours with your best-rate options.

Question 4

Can I use a different bank or broker and still receive the HOMEH rebate?

Accepted Answer

Absolutely. Our partner mortgage broker introduction is offered because most buyers want a single point of contact shopping 30+ lenders end to end, but it is fully optional. Bring your own bank, monoline lender, or independent broker and the rebate is unaffected. The only requirement for the rebate is HOMEH's representation as your real estate brokerage on the purchase itself.

Question 5

Will a HOMEH agent show me homes that are not yet on MLS?

Accepted Answer

Yes. Your HOMEH agent has full MLS access plus relationships with listing agents across Ontario for upcoming "coming-soon" inventory, off-market private listings, exclusive listings, and pre-construction allocations not yet released to the public. You see every home that fits your brief, whether listed publicly or otherwise, and choose which to tour.

Question 6

What does the buyer actually pay HOMEH on closing?

Accepted Answer

Nothing. Buyer-side commissions in Ontario are paid by the seller out of the sale proceeds, not by the buyer. HOMEH receives the standard buyer-side commission like any brokerage, retains a small operating portion, and rebates the remainder to the household. The buyer never writes HOMEH a cheque, never signs a separate invoice, and never sees a HOMEH fee on the closing statement of adjustments.

Question 7

How is the HOMEH process different from a traditional brokerage transaction?

Accepted Answer

Mechanically the closing is identical. Same Ontario standard offer forms, same lawyer-to-lawyer closing, same MLS, and same standard timelines. The differences are simple: HOMEH coordinates real estate and introduces you to an independent licensed mortgage broker we work with; technology drives faster offer drafting and document signing; and the buyer-side commission is shared with the household rather than absorbed by the brokerage. The result is the traditional standard of service, with the industry's highest Cashback Rebate returned to the family.

How buying with HOMEH works.

Two ways to buy.
Both pay you back.

Free consultation

Find your best rate

Find your home

Make your offer

Down Payment Rebate

Closing day

Cashback Rebate

How It Works?

Book a Free Consultation

Find Your Perfect Home

Receive 1.5% before closing

What makes
HOMEH different.

One team, A to Z

The industry's highest Cashback Rebate

Partner Mortgage Broker

No pressure, ever

Ready to
start your
home search?

Questions,
answered.

Make your dreams come home!