How much home
can you actually
afford?
Loan-to-value determines your mortgage insurance, rate, and flexibility. HOMEH's boost moves most buyers into the optimal zone.
Loan-to-Value Ratio
Calculating LTV…
HOMEH buyers avg.
72% LTV — skip CMHC
Your numbers,
your rate.
Slide to your home price and down payment. See your LTV, CMHC cost, and monthly payment — instantly.
Your LTV
80.0%
Insured
Your mortgage breakdown
Ready to lock in
your rate?
Know your LTV, skip CMHC, and move faster with a HOMEH mortgage specialist.
More Calculators for Buyers
Every number a Canadian homebuyer needs, in one place, always free.
Home estimate
What it's worth before you offer.
OpenHome market value
Value plus the market around it.
OpenAffordability
How much home you can afford.
OpenDown-payment boost
Your HOMEH Cashback Rebate, applied early.
OpenCashback Rebate
The industry's highest Cashback Rebate: 1.5% of the price, at closing.
OpenClosing costs
Every Ontario cost before you sign.
OpenMake your dreams come home!
Book a free consultation to see how we make homeownership affordable and easy for you.
Optimize your LTV.