116 Waterloo Street
Waterloo, ON N2J 1X9
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $3,796Tax
- 40×112 ftLot Size
Estimated Value:$575,000See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 116 Waterloo Street, Waterloo
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About 116 Waterloo Street, Waterloo
Summarized Description
- Charming 1 1/2 storey home with character
- Beautifully refreshed with modern updates
- 3 bedrooms and 2 baths for family comfort
- Private deck and spacious backyard for relaxation
- Direct access to Spur Line Trail for outdoor activities
- Convenient location near hospital and shopping
- Cozy living spaces invite you to settle in
- Perfect for enjoying every season outdoors
Welcome to this charming 1 1/2 storey home, full of warmth, character, and thoughtful updates - the kind of place that instantly feels like home. Built in 1927 and beautifully refreshed, this 3-bedroom, 2-bath gem blends timeless charm with modern comfort.Fresh paint throughout, new front, patio and back doors, updated electrical and plumbing, and newer windows offer peace of mind. Cozy living spaces invite you to slow down and settle in. The fiberglass tub keeps baths warmer longer - perfect for relaxing evenings after a busy day. Step outside and you'll fall in love with the lifestyle as much as the house. Here you'll discover a backyard made for enjoying every season. A deck just off the dining room is perfect for morning coffee or summer BBQs, while a second, more private deck tucked further into the yard offers a quiet retreat - ideal for reading, entertaining, or simply soaking up the outdoors. The yard backs directly onto the Spur Line Trail, giving you instant access to walking and cycling, and in the warmer months you can stroll down the street to the beloved weekend market.With the hospital, shopping, and everyday amenities close by, this location offers both convenience and community.Full of charm inside and out, this is a home where life feels just a little slower and a lot sweeter.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,796
- Land Transfer Tax Fee
- $9,075
Rental Items
- Rental Equipment
- hwt
- Basement Type
- Full, Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Auto Garage Door Remote, Carpet Free, Water Softener
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch, Backs On Green Belt
- Pool
- None
- Property Features
- Fenced Yard, Hospital, Park, Public Transit
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 40.00 ft
- Lot Depth
- 112.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- fridge, stove, dishwasher, all blinds and hardware
Exclusions
- Exclusions
- drapes in living rm
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level
- Dining Room—Main level, Sliding Doors, W/O To Deck
- Kitchen—Main level
- Primary Bedroom—Second level, Carpet Free
- Bedroom 2—Second level, Carpet Free
- Bedroom 3—Second level, Carpet Free
- Bathroom—Second level, 3 Pc Bath
- Recreation—Basement level
- Utility Room—Basement level
- Bathroom—Basement level, 3 Pc Bath
Washrooms
- 3-piece, Second
- 3-piece, Basement
- Municipality
- Waterloo
- Main cross streets
- Moore or Roger
- Zoning
- GR1
- Directions
- Union to Moore to Waterloo st. House on left
- Waterfront
- None
- MLS® number
- X12765006
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-03-04
- Listed on
- 2026-02-06
- Days on market
- 26 days
- Possession date
- 2026-03-06
- Possession type
- Immediate
- Co-op commission
- 2.5
- Seller
- Listed by
- RE/MAX REAL ESTATE CENTRE INC.
Home Market Value
Current home valuation for 116 Waterloo Street, Waterloo, , . Listed for $630,000
HOMEH Estimate
$575,000
Estimated Sales Range
$454,250 - $695,750
HOMEH Estimate for 116 Waterloo Street, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $130,000 over $500K
$38,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,663 | $17,577 | $14,994 | $0 |
=Total mortgage | $615,233 | $584,577 | $550,494 | $504,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,004monthly | $2,854monthly | $2,688monthly | $2,461monthly |
Land Transfer Tax
$9,075
$9,075
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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