
37 Duke Street
Waterloo, ON N3B 2X4
- 3Bedrooms
- 3Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $4,104Tax
- 42×178 ftLot Size
- Estimated Value:$717,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 37 Duke Street, Waterloo
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-02-17 | 2026-02-20 | Login to See Prices | Sold | x12793606 |
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About 37 Duke Street, Waterloo
Summarized Description
- Over 2,500 sq ft of finished living space
- Three bedrooms and three bathrooms
- Bright main floor with stylish new flooring
- Private backyard ideal for entertaining
- Convenient parking for multiple vehicles
- Close to schools and parks
- Updates include roof, furnace, and flooring
- Ready for immediate occupancy
Welcome to 37 Duke Street in Elmira, a beautifully maintained family home offering over 2,500 sq ft of finished living space with 3 bedrooms and 3 bathrooms in a desirable, family-friendly neighbourhood. This move-in-ready home features a bright and welcoming main floor, stylish new flooring throughout the upper level, stairs and basement, and a finished lower level complete with a full bathroom - perfect for a rec room, home office, or guest space. The layout offers both comfortable everyday living and functional space for a growing family. Step outside to enjoy the large, fully fenced backyard with no direct rear neighbours, creating a private setting for relaxing or entertaining. A single car garage and driveway parking for three vehicles add everyday convenience. Updates include luxury laminate flooring (2025), roof (2018), furnace (2019), sump pump (2019), basement bathroom (2021), updated appliances, deck (2023) and new owned water softener and hot water heater. Located close to schools, parks, recreation facilities, and Elmira's vibrant downtown, this home offers the perfect blend of small-town charm and modern comfort, with easy access to Waterloo and Kitchener. A wonderful opportunity to settle into a welcoming community and a home that's ready to enjoy.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,104
- Land Transfer Tax Fee
- $11,473
Rental Items
- Rental Equipment
- None
- Basement Type
- Finished
Interior Features
- Interior Extras
- Auto Garage Door Remote, Sump Pump, Water Heater Owned, Water Softener, Water Purifier
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Shingles
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 42.33 ft
- Lot Depth
- 177.72 ft
Inclusions
- Inclusions
- Dishwasher, Dryer, Freezer, Refrigerator, Stove, Washer, Window Coverings; Lights on fence; Shelving units x2 and worktable in garage; Backyard firepit; Backyard planter boxes x3; TV mount in living room; Shelves in laundry room; Shelves above coffee station; Coat hook in foyer; Towel rack 2nd floor bath; Book shelves in 3rd bedroom; Table/shoe cabinet in foyer;
Exclusions
- Exclusions
- Tall cabinet in basement bathroom; Baby Monitor in bedroom; String lights on deck; Mirror in primary bedroom; Mirror at bottom of stairs; Baby gate in hallway; Microwave
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 3
- Kitchens
- 1
Room sizes
- Bathroom—Main level, 2 Pc Bath
- Kitchen—Main level
- Dining Room—Main level
- Living Room—Main level
- Bedroom—Second level
- Bathroom—Second level, 4 Pc Bath
- Bedroom 2—Second level
- Bedroom 3—Second level
- Recreation—Basement level
- Utility Room—Basement level
- Bathroom—Basement level, 4 Pc Bath
- Utility Room—Basement level
- Laundry—Basement level
- Other—Basement level
Washrooms
- 4-piece, Second
- 2-piece, Main
- 4-piece, Basement
- Municipality
- Waterloo
- Main cross streets
- First Street E and Church Street E
- Zoning
- R5S
- Directions
- Arthur Street S to First St E to Duke Street
- MLS® number
- X12793606
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-02-20
- Listed on
- 2026-02-17
- Days on market
- 3 days
- Possession date
- 2026-04-16
- Possession type
- Flexible
- Co-op commission
- 2%. Less 1% +HST applies if shown by our agents
- Seller
- Listed by
- RE/MAX TWIN CITY REALTY INC.
Home Market Value
Current home valuation for 37 Duke Street, Waterloo, , . Listed for $749,900
HOMEH Estimate
$717,500
Estimated Sales Range
$566,825 - $868,175
HOMEH Estimate for 37 Duke Street, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $249,900 over $500K
$49,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $27,986 | $20,922 | $17,848 | $0 |
=Total mortgage | $727,643 | $695,832 | $655,263 | $599,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,553monthly | $3,397monthly | $3,199monthly | $2,929monthly |
Land Transfer Tax
$11,473
$11,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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