Sold for:Sold Mar 25, 2026
$649,900

Unit B, 655 Jacob Lane

Waterloo, ON N2V 2G9

Semi-Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for Unit B, 655 Jacob Lane, Waterloo

2026-03-18
2026-03-25
Sold
Price
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MLS#
x12894642

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit B, 655 Jacob Lane, Waterloo

Summarized Description

  • Charming semi-detached backsplit in Waterloo.
  • Move-in ready with freshly painted interior.
  • Spacious backyard ideal for outdoor living.
  • Generous rec room with gas fireplace.
  • Three well-sized bedrooms and ample storage.
  • Extended driveway accommodates five vehicles.
  • Separate entrance provides easy access to yard.

Welcome to 655B Jacob Lane in Waterloo - a charming semi-detached backsplit offering comfort, space, and functionality in a desirable location. Step onto the nice sized, inviting front porch and into a freshly painted interior that feels bright, clean and move-in ready. The galley-style kitchen features classic parquet flooring, a cozy space for a breakfast table, and sliding doors that lead directly to the deck and spacious backyard - perfect for easy indoor-outdoor living. The sun-filled living room offers an abundance of natural light, creating a warm and welcoming atmosphere. Connected in the dining room for additional space for larger gatherings and entertaining. Upstairs, you'll find three well-sized bedrooms along with a light filled 4-piece bathroom. The lower level boasts a generous rec room complete with large windows and a gas fireplace - a perfect spot for relaxing or entertaining - along with a convenient 3-piece bathroom. This level also includes a separate side entrance providing direct access to the exterior back and side yards. One level down, the unspoiled basement houses the laundry area and offers ample storage or future potential flex space. Outside, the backyard is impressively spacious, partially fenced, and includes a smaller enclosed section ideal for children or pets. The extended driveway provides parking for up to five vehicles, adding to the home's practicality. A great opportunity to own a well-maintained home with plenty of space inside and out!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,165
Land Transfer Tax Fee
$9,473

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Heater

Basement Type
Full, Unfinished

Interior Features

Interior Extras
Water Heater, Water Softener
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None
Property Features
Lake/Pond, Park, Library, Place Of Worship, Public Transit, School
Other Structures
Shed

Building

Building Type
Semi-Detached
Building Style
Backsplit 4
Approx Age
31-50

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
34.58 ft
Lot Depth
122.32 ft

Inclusions

Inclusions
Dishwasher, Dryer, Refrigerator, Stove, Washer, BBQ

Parking & Garages

Garage Type
None
Garage Spaces
5
Parking Spaces
5
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Primary Bedroom—
    Second level
  • Recreation—
    Lower level
  • Other—
    Basement level
  • Other—
    Basement level
  • Utility Room—
    Basement level

Washrooms

  • 4-piece, Second
  • 3-piece, Lower

Municipality
Waterloo
Main cross streets
Westmount/Osprey
Zoning
R4
Directions
Westmount/Osprey to Jacob Lane

MLS® number
X12894642
Data source
Toronto Regional Real Estate Board
Status change
2026-03-25
Listed on
2026-03-18
Days on market
7 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE WOLLE REALTY

Home Market Value

Current home valuation for Unit B, 655 Jacob Lane, Waterloo, , . Listed for $649,900

HOMEH Estimate

?

$734,307

Estimated Sales Range

?

$514,015 - $954,599

HOMEH Estimate for Unit B, 655 Jacob Lane, Waterloo

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$734,307Low confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $149,900 over $500K

Minimum down payment

$39,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,384$18,132$15,468$0
=Total mortgage
$633,990$603,042$567,883$519,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,095monthly$2,944monthly$2,773monthly$2,539monthly
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Land Transfer Tax

Provincial

$9,473

Total Land Transfer Tax

$9,473

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