
195 Main Street
West Elgin (West Lorne), ON N0L 1P0
- 3Bedrooms
- 2Bathrooms
- 0Garage
- 1500–2000Sq Ft
- $1,890Tax
- 70×136 ftLot Size
- Estimated Value:$363,500See Free Estimate Report

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About 195 Main Street, West Elgin, West Lorne
Summarized Description
- Charming Victorian home with historic design elements.
- Original woodwork and stained glass throughout.
- Spacious main floor with 9-foot ceilings.
- Two grand bedrooms with attached sitting rooms.
- Juliette balcony for relaxation.
- Quiet backyard with a wooden shed.
- Updated bathroom and main floor laundry.
- Minutes from direct 401 access and the beach.
MOVE RIGHT IN! Simply Charming~Stunning victorian home circa early 1900's still holds many of the key design elements of days gone by including 6 gabel roof, well preserved original woodwork, 9 foot ceilings on the main floor, stained glass, decorative scrollwork, pocket doors, front porch and more! Entering into this gorgeous home you will be enchanted by the spacious main floor, from the paint tones to the fixtures this house says welcome home. With large entry foyer, bright living room with certified wood stove, separate dining room, country kitchen, bedroom with ensuite bathroom privilege, handy mudroom and main floor laundry (washer and dryer included). The second floor is graced by 2 more grand bedrooms each with an attached den/sitting room and one with its very own Juliette balcony, a great place to sit and unwind after a long day as well as a recently updated 4 pc bathroom with a large attached storage room for all of your extras. The quiet backyard space is complete with an amazing 20 x 12 board and batten wooden shed perfect for the hobbiest. New last year~forced air gas furnace, heat pump/central air and on demand water heater. Minutes to direct 401 access 35 minutes to London. Minutes to the beach!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $1,890
- Land Transfer Tax Fee
- $4,460
Rental Items
- Rental Equipment
- seller to pay out in full HEAT PUMP, GAS FURNACE, A.C. (SPLIT) , ON DEMAND HOT WATER HEATER
- Basement Type
- Crawl Space
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- On Demand Water Heater, Primary Bedroom - Main Floor
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Freestanding, Wood
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch, Landscaped
- Pool
- None
- Property Features
- Beach, Golf, Hospital, Marina, Place Of Worship, School
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Shingles
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 69.94 ft
- Lot Depth
- 136.48 ft
Inclusions
- Inclusions
- FRIDGE, STOVE, WASHER, DRYER, additional flooring for bedrooms
Exclusions
- Exclusions
- WOOD CORBEL DECORATIVE BRACKET ATTACHED TO FOYER BEAM
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Wall Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Foyer—Main level
- Living Room—Main level, Fireplace, Stained Glass
- Dining Room—Main level, Pocket Doors, Wood
- Primary Bedroom—Main level, 3 Pc Ensuite
- Mud Room—Main level
- Laundry—Main level
- Kitchen—Main level
- Bedroom 2—Second level, Juliette Balcony, W/O To Balcony
- Bedroom 3—Second level
- Bathroom—Second level, 4 Pc Bath
- Bathroom—Main level, 3 Pc Bath, Ensuite Bath
- Other—Second level, Closet
Washrooms
- 3-piece, Main
- 4-piece, Second
- Municipality
- West Elgin
- Neighbourhood
- West Lorne
- Main cross streets
- MORDEN ST.
- Zoning
- SF RESIDENTIAL
- Directions
- TALBOT LINE (HWY #3) TO GRAHAM RD TO MAIN ST OR HWY 401 WEST TO GRAHAM RD.
- MLS® number
- X13092166
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-06
- Listed on
- 2026-05-06
- Days on market
- 31 days
- Possession date
- 2026-05-29
- Possession type
- Immediate
- Co-op commission
- 2% +hst
- Seller
- Listed by
- DRIVER REALTY INC.
Home Market Value
Current home valuation for 195 Main Street, West Elgin, West Lorne, West Elgin, ON. Listed for $399,000
HOMEH Estimate
$363,500
Estimated Sales Range
$319,922 - $407,078
HOMEH Estimate for 195 Main Street, West Elgin, West Lorne
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$19,950
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $15,162 | $11,132 | $9,496 | $0 |
=Total mortgage | $394,212 | $370,232 | $348,646 | $319,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,925monthly | $1,808monthly | $1,702monthly | $1,558monthly |
Land Transfer Tax
$4,460
$4,460
Around this home
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