Open house
Sat, Oct 17·2:00 p.m.–4:00 p.m.(Public)
Listed for:Listed 2 days ago
$499,900

223 Water Street N

Cambridge (Downtown Cambridge), ON N1R 3B9

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 223 Water Street N, Cambridge, Downtown Cambridge

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 223 Water Street N, Cambridge, Downtown Cambridge

Summarized Description

  • Charming home with 5 bedrooms and 2 kitchens.
  • Unique loft adds character and space.
  • Move-in ready with fresh paint throughout.
  • Huge backyard for relaxation and gardening.
  • Located near downtown amenities and transport.
  • Historic charm with high ceilings and woodwork.
  • 3 car parking for convenience.
  • Close to schools, restaurants, and shopping.

Charming, inviting nicely upgraded home. Enjoy the total of 5 bedrooms, (none in the basement). 3 Bathrooms, 2 Kitchens, mostly freshly painted, original wood work, high ceiling's character, unique loft, 3 car parking. It has a huge backyard which offers plenty of space to relax, play, or even explore the possibility of a future gardens... This location you can take advance of what all the Down town has to offer, river walks, trail walks, restaurants, coffee shops, shopping, schools, hospital, running track, and a bus stop across from the front door. This location truly has it all. You can move right in. Incredible opportunity.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,782
Land Transfer Tax Fee
$6,473

Basement Type
Partially Finished, Walk-Up, Development Potential, Separate Entrance

Interior Features

Interior Extras
Accessory Apartment, In-Law Suite, In-Law Capability, Separate Hydro Meter
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2 1/2 Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
33.00 ft
Lot Depth
165.00 ft

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
3
Kitchens
2

Room sizes

  • Bathroom—
    Main level, 4 Pc Bath
  • Primary Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Kitchen—
    Main level
  • Living Room—
    Main level, Carpet Free
  • Kitchen—
    Second level
  • Loft—
    Third level
  • Bathroom—
    Basement level
  • Bedroom—
    Second level
  • Living Room—
    Second level
  • Bathroom—
    Second level

Washrooms

  • 4-piece, Main
  • 4-piece, Second
  • 3-piece, Basement

Municipality
Cambridge
Neighbourhood
Downtown Cambridge
Main cross streets
Dando Ave
Directions
Across from GCI

MLS® number
X14011674
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-13
Updated on
2026-10-14
Days on market
2 days
Possession date
2026-11-27
Possession type
Flexible
Co-op commission
2
Seller
Listed by
RE/MAX REAL ESTATE CENTRE INC.

Home Market Value

Current home valuation for 223 Water Street N, Cambridge, Downtown Cambridge, Cambridge, ON. Listed for $499,900

HOMEH Estimate

?

$599,880

Estimated Sales Range

?

$467,493 - $692,379

HOMEH Estimate for 223 Water Street N, Cambridge, Downtown Cambridge

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$599,880Low confidence
Based on 4 comparable properties
− $99,980 (17%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cambridge, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,996$13,947$11,898$0
=Total mortgage
$493,901$463,857$436,813$399,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,411monthly$2,265monthly$2,133monthly$1,953monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,473

Total Land Transfer Tax

$6,473

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