229 Water Street N
Cambridge, ON N1R 3B9
- 3Bedrooms
- 2Bathrooms
- 0Garage
- 1500–2000Sq Ft
- $3,447Tax
- 46×98 ftLot Size
Estimated Value:$498,750See Free Estimate Report
Property not available for sale or for rent.
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 229 Water Street N, Cambridge
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-01-26 | 2026-06-30 | Login to See Prices | Expired | x12729662 |
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About 229 Water Street N, Cambridge
Summarized Description
- Spacious 3-bedroom, 2-bathroom home.
- Located in the heart of Galt, Cambridge.
- Across from Galt Collegiate Institute.
- Highly walkable with major amenities nearby.
- Well-served by public transit options.
- Minutes from historic downtown Cambridge.
- Access to scenic Grand River trails.
Home in the Heart of Galt, Cambridge! This property features 3 bedrooms and 2 bathrooms, providing spacious living in a prime location. Directly across from Galt Collegiate Institute & Vocational School (GCI), it delivers unmatched convenience and strong appeal. Surrounded by major amenities including Tim Hortons, FreshCo, Starbucks, Subway, and more, residents enjoy a highly walkable lifestyle with everything close at hand. Well-served by public transit and just minutes from Cambridge's historic downtown core, with shopping, dining, entertainment, and the scenic Grand River trails nearby.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,447
- Land Transfer Tax Fee
- $5,975
- Basement Type
- Crawl Space
Interior Features
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick, Concrete Poured
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 46.38 ft
- Lot Depth
- 97.82 ft
- Lot Size
- 0.09 ac
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- Wall Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 2
- Family / bonus room
- Yes
Washrooms
- 4-piece
- Municipality
- Cambridge
- Main cross streets
- Water St
- Directions
- Water St
- MLS® number
- X12729662
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-30
- Listed on
- 2026-01-26
- Days on market
- 155 days
- Possession type
- 60-89 days
- Co-op commission
- 2.5 % + hst
- Seller
- Listed by
- RE/MAX REAL ESTATE CENTRE INC.
Home Market Value
Current home valuation for 229 Water Street N, Cambridge, , . Listed for $475,000
HOMEH Estimate
$498,750
Estimated Sales Range
$394,013 - $603,488
HOMEH Estimate for 229 Water Street N, Cambridge
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$23,750
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,050 | $13,253 | $11,305 | $0 |
=Total mortgage | $469,300 | $440,753 | $415,055 | $380,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,291monthly | $2,152monthly | $2,027monthly | $1,855monthly |
Land Transfer Tax
$5,975
$5,975
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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