93 Oak Street
Cambridge, ON N1R 4L3
- 4+1Bedrooms
- 5Bathrooms
- 2Garage
- 2500–3000Sq Ft
- $1,709Tax
- 30×97 ftLot Size
Estimated Value:$1,138,844See Free Estimate Report
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About 93 Oak Street, Cambridge
Summarized Description
- High-end legal duplex with two self-contained units.
- Main unit features 4 spacious bedrooms and 3 bathrooms.
- Chef-inspired kitchen with quartz waterfall island.
- Stunning rooftop terraces for outdoor enjoyment.
- Separate lower-level apartment ideal for rental income.
- Zero-maintenance backyard with composite decking.
- Close to amenities, transit, and schools.
- Premium finishes throughout with luxury details.
Remarkable legal duplex offering 3,535 sq. ft. of high-end living with two self-contained units! The main unit spans three levels with 4 spacious bedrooms, 3 full bathrooms plus a powder room, a chef-inspired kitchen with quartz waterfall island, custom coffee bar with beverage fridge, and a stunning third-floor retreat featuring a stunning kitchenette with Brazilian granite and two rooftop terraces. Premium finishes include 8-inch European oak hardwood floors (no carpet), European tilt-and-turn windows, frameless glass railings, solid wood doors with brass hardware, imported tile, and 9-ft smooth ceilings. The completely separate lower-level apartment is fully registered with the city, separately metered, and features a private entrance, 9-ft ceilings, full kitchen, 3-piece bath, laundry rough-ins, and superior insulation, ideal for an income-generating suite or multi-generation living. Outdoors, enjoy a zero-maintenance backyard with composite decking and pet-friendly turf. Situated close to amenities, transit, and schools, this rare offering combines luxury, versatility, and long-term value.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $1,709
- Land Transfer Tax Fee
- $18,455
- Basement Type
- Apartment, Separate Entrance
Interior Features
- Interior Extras
- Accessory Apartment, Bar Fridge, Carpet Free, ERV/HRV, Guest Accommodations, In-Law Suite, Separate Hydro Meter, Upgraded Insulation
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 3-Storey
Construction
- Exterior Finish
- Aluminum Siding, Stucco (Plaster)
- Roof
- Flat
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 29.99 ft
- Lot Depth
- 96.89 ft
Inclusions
- Inclusions
- Fridge x3, Stove x2, Dishwasher, Microwave, Bar Fridge, Electrical Lighting Fixtures.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4 + 1
- Washrooms
- 5
- Kitchens
- 3
- Family / bonus room
- Yes
Room sizes
- Foyer—Main level, Tile Floor, Access To Garage, Overlooks Dining
- Dining Room—Main level, Hardwood Floor, Closet
- Living Room—Main level, Open Concept, Overlooks Backyard, Hardwood Floor
- Kitchen—Main level, Quartz Counter, B/I Bar, Stainless Steel Appl
- Bedroom—Second level, 5 Pc Ensuite, Overlooks Backyard, His and Hers Closets
- Bedroom 2—Second level, Large Window, Large Closet, Hardwood Floor
- Bedroom 3—Second level, Large Closet, Large Window, Hardwood Floor
- Laundry—Second level, Laundry Sink, Quartz Counter
- Family Room—Third level, W/O To Terrace, B/I Bar, Stainless Steel Appl
- Primary Bedroom—Third level, W/O To Balcony, Large Closet, Hardwood Floor
- Recreation—Basement level, Large Window, Large Window
- Bedroom—Basement level, Large Window, Large Closet, Tile Floor
- Kitchen—Basement level, Quartz Counter, Undermount Sink, Stainless Steel Appl
- Utility Room—Basement level
Washrooms
- 2-piece, Main
- 5-piece, Second
- 5-piece, Second
- 3-piece, Third
- 4-piece, Basement
- Municipality
- Cambridge
- Main cross streets
- Oak Street and Lincoln Avenue
- Directions
- Oak Street and Lincoln Avenue
- MLS® number
- X12585928
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-02-18
- Listed on
- 2025-11-23
- Days on market
- 87 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- CENTURY 21 RIGHT TIME REAL ESTATE INC.
Home Market Value
Current home valuation for 93 Oak Street, Cambridge, , . Listed for $1,099,000
HOMEH Estimate
$1,138,844
Estimated Sales Range
$683,306 - $1,594,382
HOMEH Estimate for 93 Oak Street, Cambridge
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $599,000 over $500K
$84,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $40,531 | $30,662 | $26,156 | $0 |
=Total mortgage | $1,053,809 | $1,019,762 | $960,306 | $879,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $5,145monthly | $4,979monthly | $4,689monthly | $4,293monthly |
Land Transfer Tax
$18,455
$18,455
Around this home
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