Listed for:Listed Sep 9, 2026
$499,900

99 Cedar Street

Cambridge (Southwood - Kinbridge), ON N1S 1V7

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 99 Cedar Street, Cambridge, Southwood - Kinbridge

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 99 Cedar Street, Cambridge, Southwood - Kinbridge

Summarized Description

  • Charming one-and-a-half-storey home in West Galt.
  • Ideal for first-time buyers or investors.
  • Separate living and dining areas for spacious layout.
  • Bright eat-in kitchen with stainless steel appliances.
  • Three bedrooms and a three-piece bathroom upstairs.
  • Unfinished basement offers extra storage space.
  • Large raised deck overlooks a fully fenced yard.
  • Conveniently located near parks and downtown amenities.

Welcome to 99 Cedar Street in Cambridge! This charming one-and-a-half-storey home in West Galt is perfect for first-time homebuyers or investors. It is ideally located near a variety of amenities and just a short walk from Victoria Park, the Grand River, the Gas Light District, and the vibrant downtown area. The home features a traditional layout with separate living & dining rooms and a bright eat-in kitchen with stainless steel appliances, including a gas range, plus deck access. The upper level offers three bedrooms and a three-piece bathroom with a stand-alone tub. The unfinished basement offers plenty of extra space, including a laundry room, utility room, and a cold/storage room. Outside, you can relax on the covered front porch or enjoy the large raised deck in the backyard, which overlooks a spacious, fully fenced yard with mature trees perfect for entertaining and outdoor activities.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,221
Land Transfer Tax Fee
$6,473

Rental Items

Rental Equipment
Water Heater
Under Contract
Hot Water Heater

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch
Pool
None
Property Features
Library, Park, Public Transit, River/Stream, School
Other Structures
Fence - Full, Garden Shed

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Stucco (Plaster)
Roof
Asphalt Shingle
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
41.00 ft
Lot Depth
110.80 ft
Lot Shape
Irregular

Inclusions

Inclusions
Dryer, Gas Stove, Refrigerator, Washer, Window Coverings

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
1
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Room—
  • Other—
    Basement level
  • Bedroom 3—
    Second level
  • Primary Bedroom—
    Second level
  • Other—
    Basement level
  • Bathroom—
    Second level, 3 Pc Bath
  • Dining Room—
    Main level
  • Other—
    Basement level
  • Bedroom 2—
    Second level
  • Kitchen—
    Main level
  • Laundry—
    Basement level
  • Living Room—
    Main level

Washrooms

  • 3-piece, Second

Municipality
Cambridge
Neighbourhood
Southwood - Kinbridge
Main cross streets
St Andrews Street
Zoning
R4
Directions
Cedar Creek Rd (97) to Cedar St

MLS® number
X13762112
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-09
Updated on
2026-10-01
Days on market
36 days
Possession type
30-59 days
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE WOLLE REALTY

Home Market Value

Current home valuation for 99 Cedar Street, Cambridge, Southwood - Kinbridge, Cambridge, ON. Listed for $499,900

HOMEH Estimate

?

$418,512

Estimated Sales Range

?

$330,624 - $506,400

HOMEH Estimate for 99 Cedar Street, Cambridge, Southwood - Kinbridge

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$418,512Medium confidence
Based on 15 comparable properties
+ $81,388 (19%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cambridge, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,996$13,947$11,898$0
=Total mortgage
$493,901$463,857$436,813$399,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,411monthly$2,265monthly$2,133monthly$1,953monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,473

Total Land Transfer Tax

$6,473

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0/100Minimal Transit
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