
78 Peter Street
Central Elgin (Rural Central Elgin), ON N5R 5A8
- 3Bedrooms
- 1Bathroom
- 1Garage
- 1100–1500Sq Ft
- $3,519Tax
- 100×131 ftLot Size
- Estimated Value:$496,764See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 78 Peter Street, Central Elgin, Rural Central Elgin
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About 78 Peter Street, Central Elgin, Rural Central Elgin
Summarized Description
- Located in desirable Mitchell Hepburn Public School catchment.
- Move-in ready with evident pride of ownership.
- Features a large corner lot for added space.
- Includes a screened-in gazebo for outdoor enjoyment.
- Cozy family room with a gas fireplace.
- Dedicated laundry area in the basement.
- Three comfortable bedrooms on the upper floor.
- Bright main level ideal for entertaining.
Located in the highly sought-after Mitchell Hepburn Public School catchment, this lovingly cared-for side-split sits on a large corner lot in St. Thomas and offers the perfect blend of comfort, functionality, and curb appeal, complete with a single-car garage. A welcoming front porch sets the tone and provides convenient access to the garage before stepping inside to a bright main level where the living room flows seamlessly into the generous kitchen and dining space-ideal for both daily living and entertaining. From here, walk down a few steps to your own backyard escape featuring a screened-in gazebo, storage shed, and plenty of lawn for kids, pets, or quiet evenings outdoors. The lower level showcases a cozy family room highlighted by a gas fireplace, while the basement adds a dedicated laundry area and abundant storage. The upper floor is home to three comfortable bedrooms and a full four-piece bathroom. With evident pride of ownership throughout and nothing left to do but move in, this is an outstanding opportunity in a desirable neighbourhood-homes like this don't last, schedule your showing today!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,519
- Land Transfer Tax Fee
- $8,655
Rental Items
- Rental Equipment
- Hot Water Heater
- Basement Type
- Full
Interior Features
- Interior Extras
- Storage
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Sidesplit
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 100.00 ft
- Lot Depth
- 130.90 ft
Inclusions
- Inclusions
- REFRIGERATOR; STOVE; WASHER; DRYER; DISHWASHER
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level
- Dining Room—Main level
- Living Room—Main level
- Bedroom—Second level
- Primary Bedroom—Second level
- Bedroom—Second level
- Family Room—Lower level
Washrooms
- 4-piece, Second
- Municipality
- Central Elgin
- Neighbourhood
- Rural Central Elgin
- Main cross streets
- PETER ST & COULTER AVE
- Directions
- From Elm and Centennial, go north on Centennial. Left on Lawson street, Left on Coulter, and Right on Peter Street. Home is on your right (on corner).
- MLS® number
- X13104328
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-09
- Listed on
- 2026-05-08
- Days on market
- 62 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- HOUSESIGMA INC.
Home Market Value
Current home valuation for 78 Peter Street, Central Elgin, Rural Central Elgin, Central Elgin, ON. Listed for $609,000
HOMEH Estimate
$496,764
Estimated Sales Range
$392,444 - $601,084
HOMEH Estimate for 78 Peter Street, Central Elgin, Rural Central Elgin
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $109,000 over $500K
$35,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,923 | $16,991 | $14,494 | $0 |
=Total mortgage | $595,992 | $565,091 | $532,144 | $487,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,910monthly | $2,759monthly | $2,598monthly | $2,379monthly |
Land Transfer Tax
$8,655
$8,655
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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