Listed for:Listed Aug 20, 2026
$459,000

109 Oswald Street

Champlain (Vankleek Hill), ON K0B 1R0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 109 Oswald Street, Champlain, Vankleek Hill

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 109 Oswald Street, Champlain, Vankleek Hill

Summarized Description

  • Spacious, renovated family home in Vankleek Hill.
  • Five bedrooms and two bathrooms for ample space.
  • Finished lower level ideal for families or home office.
  • Large backyard deck perfect for entertaining.
  • Includes an above-ground pool with potential.
  • Move-in ready with modern amenities.
  • Convenient access between Ottawa and Montreal.
  • Close to schools, parks, and shopping.

RENOVATED FAMILY HOME - VANKLEEK HILL! Welcome to 109 Oswald Street, a spacious and renovated home. The main floor features a bright and functional layout with 3 bedrooms and a full bathroom, while the finished lower level adds two bedrooms, additional living space and a convenient half bathroom and laundry-ideal for a growing family or those working from home. Comfort is ensured year-round with a natural gas furnace, central air conditioning and a new hot water tank. Step outside to a large backyard deck overlooking the backyard, offering plenty of room for entertaining and outdoor enjoyment. An 18-foot above-ground pool is also included and requires a new liner, providing great potential for future summer fun. Roof shingles replaced in 2021. Ideally located in the welcoming community of Vankleek Hill, close to schools, parks, walking trails, shopping and restaurants, with convenient access between Ottawa and Montreal. Move-in ready and offering plenty of living space inside and out!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,352
Land Transfer Tax Fee
$5,655

Rental Items

Rental Equipment
None

Basement Type
Finished, Full

Interior Features

Interior Extras
Primary Bedroom - Main Floor, Water Heater Owned
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
Above Ground

Building

Building Type
Detached
Building Style
Bungalow-Raised

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
60.00 ft
Lot Depth
100.00 ft

Inclusions

Inclusions
Hood fan, Dishwasher, Hot Water Tank, Furnace, A/C

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 2
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 4-piece, Main
  • 2-piece, Basement

Municipality
Champlain
Neighbourhood
Vankleek Hill
Main cross streets
Home Ave,
Directions
109 Oswald St, Vankleek Hill

MLS® number
X13697292
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-20
Updated on
2026-09-28
Days on market
56 days
Possession type
Flexible
Co-op commission
2.00%
Seller
Listed by
EXIT REALTY MATRIX

Home Market Value

Current home valuation for 109 Oswald Street, Champlain, Vankleek Hill, Champlain, ON. Listed for $459,000

HOMEH Estimate

?

$515,775

Estimated Sales Range

?

$407,462 - $624,088

HOMEH Estimate for 109 Oswald Street, Champlain, Vankleek Hill

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$515,775Medium confidence
Based on 4 comparable properties
− $56,775 (11%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Champlain, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$22,950

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$17,442$12,806$10,924$0
=Total mortgage
$453,492$425,906$401,074$367,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,214monthly$2,079monthly$1,958monthly$1,793monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$5,655

Total Land Transfer Tax

$5,655

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